RBI Supervisory Data Quality Index Falls to 90.7 in March 2026 as Accuracy and Timeliness Decline

The Reserve Bank of India (RBI) reported a marginal decline in the Supervisory Data Quality Index (sDQI) for scheduled commercial banks for the quarter ended March 2026. The overall score fell to 90.7 from 90.9 recorded in December 2025.

The index evaluates the quality of supervisory data submitted by banks across multiple parameters. Despite the quarterly dip, the score remains higher compared to the previous year.

RBI Supervisory Data Quality Index March 2026 Explained

The sDQI is a composite index used by the RBI to assess the quality of data submitted by banks for regulatory supervision. It evaluates four key parameters: accuracy, timeliness, completeness, and consistency in reporting.

In March 2026, the overall score stood at 90.7, indicating a “good” level as per RBI classification. However, this marks a slight decline compared to the previous quarter, signalling minor deterioration in data reporting standards.

RBI sDQI Score Trend Over One Year

While the quarter-on-quarter performance showed a small decline, the yearly trend highlights an improvement in data quality. The overall sDQI score increased to 90.7 in March 2026 from 89.3 in March 2025.

This improvement was supported by gains in consistency and timeliness over the year. The recent moderation indicates fluctuations in reporting quality despite the broader upward trend.

Bank Wise sDQI Performance March 2026

Different bank groups recorded varied performance levels in data quality during the quarter. Foreign banks reported the highest score of 91.4, improving from 90.7 in December 2025.

Public sector banks saw a marginal decline to 90.7 from 91.0, while private sector banks recorded the sharpest drop to 89.3 from 90.6. Small finance banks also saw a decline, with scores falling to 90.4 from 91.9.

Parameter Level Trends In Accuracy, Timeliness, And Consistency

At the aggregate level, performance across individual parameters showed mixed results. The accuracy score declined to 86.8 from 87.9, while timeliness dropped to 92.1 from 92.7 in the previous quarter.

In contrast, completeness improved to 96.4 from 95.8, and consistency increased slightly to 87.4 from 87.0. The changes indicate that while reporting coverage improved, certain quality aspects such as accuracy and timeliness weakened.

Read More: 5 Cooperative Banks Face RBI Action for KYC Non-Compliance and Lending Breaches.

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Conclusion

The RBI’s sDQI data for March 2026 reflects a marginal decline in supervisory data quality across scheduled commercial banks. Although the quarterly score dipped, the overall level remains within the “good” category defined by the central bank.

Variations across bank groups and parameters highlight areas of improvement as well as concern. The data indicates continued monitoring of reporting standards within the banking system.

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