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Personal Finance - Angel One

APAAR ID Card: 3 Simple Steps to Download Your APAAR ID

APAAR ID Card: 3 Simple Steps to Download Your APAAR ID

18 March 2025

The Ministry of Education, in collaboration with the Government of India, has introduced the APAAR ID card, a groundbreaking initiative under the National Education Policy (NEP) 2020. This unique identification number aims to digitally store students’ academic records, achievements, and credentials, creating a unified system for tracking educational progress across the country.  The APAAR ID …

8th Pay Commission: How DA Hike Will Be Impacted Amid AICPI-IW Drop

8th Pay Commission: How DA Hike Will Be Impacted Amid AICPI-IW Drop

18 March 2025

The All India Consumer Price Index for Industrial Workers (AICPI-IW) for January 2025 has shown a decrease, raising questions about its implications for the anticipated hike in the dearness allowance (DA) for central government employees. The latest data revealed a drop of 0.5 points, bringing the index to 143.2. This marks another consecutive month of …

Selling Gold? Here’s How to Protect Yourself from Fraud

Selling Gold? Here’s How to Protect Yourself from Fraud

17 March 2025

Selling gold can be a crucial financial decision, but it is not without risks. With rising gold prices, fraudulent activities in the market have also increased. Ensuring secure transactions and being aware of potential scams is essential to protect your assets and receive a fair valuation. This article explores the precautions you should take while …

How a One-Time Investment of ₹16.7 Lakhs Can Grow into ₹5 Crore for Retirement

How a One-Time Investment of ₹16.7 Lakhs Can Grow into ₹5 Crore for Retirement

17 March 2025

Retirement is a phase of life where financial security can remove the stress of monetary dependence. A well-planned corpus ensures that retirees live on their own terms, free from financial worries. However, achieving this level of security requires meticulous planning and timely investments. One of the key advantages of early retirement planning is the power …

8th Pay Commission: Check How Your Salaries Will Be Impacted

8th Pay Commission: Check How Your Salaries Will Be Impacted

17 March 2025

The 8th Pay Commission, which is the long-awaited process for revising the salary structure of government employees and pensioners, has generated a lot of buzz. As expectations soar, people are eagerly awaiting the recommendations for potential salary hikes, allowances, and pension benefits. Although no formal announcements have been made yet, speculation is rife that the …

Home Loan: 5 Things You Must Do After Repayment to Avoid Future Problems

Home Loan: 5 Things You Must Do After Repayment to Avoid Future Problems

13 March 2025

A home loan is a long-term financial commitment that requires years of disciplined repayments. Naturally, completing the final EMI brings a sense of relief and accomplishment. However, before celebrating, there are critical post-loan formalities to complete. Ignoring these can lead to significant issues in the future. Here are 5 essential steps to take after repaying …

Who Can Apply for the CM Yuva Udyami Yojana? – Eligibility & Documents Required

Who Can Apply for the CM Yuva Udyami Yojana? – Eligibility & Documents Required

15 March 2025

Uttar Pradesh Chief Minister Yogi Adityanath emphasised on Sunday that the government is committed to eliminating all obstacles hindering youth development. He highlighted the overwhelming response to the CM Yuva Udyami Scheme, calling it a significant initiative towards empowering young individuals and fulfilling Prime Minister Narendra Modi’s vision of ‘Startup India, Standup India’. As per …

Achieving ₹1 Crore in 20 Years: The Secret to Wealth Building

Achieving ₹1 Crore in 20 Years: The Secret to Wealth Building

14 March 2025

Looking at the rising inflation, you would be wondering how can i make a corpus of ₹1 crore. This dream you’ve had for years – of building wealth, securing your future, and living life on your terms – has just come true. Now, the big question: How do you turn this dream into reality? What …

How Much Will I Take Home Monthly If My CTC Is 20 LPA?

How Much Will I Take Home Monthly If My CTC Is 20 LPA?

13 March 2025

Imagine receiving a job offer with a lucrative package of 20 LPA (₹20 lakh per annum). While this sounds exciting, the real question is: how much of this amount will you actually take home every month? Understanding the breakdown of your salary structure is crucial for financial planning. Let’s explore the various components of your …

Financial Burden of Kidney Treatment and the Importance of Health Insurance

Financial Burden of Kidney Treatment and the Importance of Health Insurance

13 March 2025

World Kidney Day calls for rising societal awareness for prevention, early detection, and better management of chronic kidney diseases. Based on news reports, the incidence of chronic kidney diseases in India rose by 16.38% during 2018-23. If you know someone who is suffering from kidney-related health problems, read on. Comprehensive Cost Breakup Of Dialysis Dialysis …

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