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Maharashtra Slashes Ladki Bahin Yojana Funds by ₹10,000 Crore Amid Rising Debt

Maharashtra Slashes Ladki Bahin Yojana Funds by ₹10,000 Crore Amid Rising Debt

11 March 2025

The Maharashtra government has announced a significant reduction in the budget allocation for the Mukhya Mantri Majhi Ladki Bahin Yojana, cutting its funds by ₹10,000 crore for the financial year 2025-26. This move comes as the state grapples with mounting debt and a widening fiscal deficit, forcing the government to focus on financial prudence rather …

NPS vs Mutual Funds in 2025: Which One’s Giving Better Returns?

NPS vs Mutual Funds in 2025: Which One’s Giving Better Returns?

15 April 2025

With people living longer and prices rising, planning for retirement is more important than ever. In India, more investors are turning to market-linked options like the National Pension System (NPS) for better long-term returns. NPS equity funds have shown strong performance recently thanks to smart asset allocation and focus on high-growth stocks. Top Performers Among …

Here’s How Credit Card Closure May Impact Your Credit Score

Here’s How Credit Card Closure May Impact Your Credit Score

14 April 2025

Credit card closure may impact your credit score, depending on various factors. This includes your credit use, holding period, remaining dues, and past payment history. As per recent news reports, nearly 33% of digital domestic transactions in 2024 were made using credit cards. This makes it important for you to understand the financial repercussions of …

EMI Planning: What Should Be Your EMI If You Earn ₹50,000 Per Month?

EMI Planning: What Should Be Your EMI If You Earn ₹50,000 Per Month?

14 April 2025

If your monthly income is ₹50,000 and you’re planning to take a loan, one of the first questions that comes to mind is how much EMI you can manage. While the answer varies from person to person.  What is an EMI?  EMI, or equated monthly instalment, is the fixed amount you pay to the lender …

Dubai Gold Rate: What Is the Price of 22K and 24K Gold in Dubai Today, April 11, 2025?

Dubai Gold Rate: What Is the Price of 22K and 24K Gold in Dubai Today, April 11, 2025?

11 April 2025

Gold prices in Dubai change daily, influenced by global market trends, geopolitical developments, and currency fluctuations. Whether you’re looking to invest, buy jewellery, or simply stay updated, tracking these price movements can help you make smarter financial decisions.  Here’s a look at today’s gold prices in Dubai  Dubai Gold Rate Comparison: Today vs Previous Session  …

Can You Buy a ₹56,000 Phone on EMI with a ₹30,000 Credit Limit?

Can You Buy a ₹56,000 Phone on EMI with a ₹30,000 Credit Limit?

10 April 2025

Buying high-value items like smartphones on EMI (Equated Monthly Installments) has become quite common. It allows you to convert a large expense into manageable monthly payments. But what if your credit limit is lower than the cost of the product?   For instance, can you purchase a ₹56,000 phone if your credit card limit is …

Best Investment for Monthly Income in India in April 2025

Best Investment for Monthly Income in India in April 2025

10 April 2025

Generating a regular monthly income is a key financial goal for many—especially retirees, conservative investors, or those seeking passive income to support day-to-day expenses. In April 2025, several financial instruments in India continue to offer reliable options for monthly payouts, combining stability and decent returns. Here’s a breakdown of the best monthly income investments in …

Here’s How the New Tax Regime Will Impact Your Monthly Tax Savings!

Here’s How the New Tax Regime Will Impact Your Monthly Tax Savings!

9 April 2025

Curious about the changes in India’s new tax regime in India? It shows how much tax you will save monthly based on different annual incomes. The incomes considered are ₹15 lakh, ₹25 lakh, ₹35 lakh, and ₹45 lakh. Previous New Tax Slab Rates In the old new tax regime, income up to ₹3 lakh had no …

Monthly income of ₹2.5 lakh with one-time investment of ₹10 lakh; here’s how to make it possible

Monthly income of ₹2.5 lakh with one-time investment of ₹10 lakh; here’s how to make it possible

9 April 2025

Planning for retirement at a young age may seem far-fetched, but starting early can be one of the smartest financial decisions you’ll ever make. In this article, we explore a potential route to generate a steady monthly income of ₹2.5 lakh after retirement with a one-time investment of ₹10 lakh today — without making it …

Want More from Your Term Insurance? Add These Powerful Riders for Maximum Protection

Want More from Your Term Insurance? Add These Powerful Riders for Maximum Protection

9 April 2025

Term life insurance remains one of the simplest and most cost-effective ways to ensure financial security for your loved ones in your absence. It offers a death benefit to your family if the insured person passes away during the policy term, helping them cover day-to-day expenses and maintain their lifestyle. Furthermore, it safeguards future goals …

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