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Is Provident Fund (PF) Taxable Under the New Income Tax Regime for FY26?

Is Provident Fund (PF) Taxable Under the New Income Tax Regime for FY26?

16 April 2025

For most salaried individuals, the Employees’ Provident Fund (EPF) is a reliable and disciplined way to build retirement savings. With an interest rate of 8.25%, it remains one of the best debt-oriented investment tools.  But with the introduction of the new income tax regime, many are unsure about the tax implications on PF contributions and returns. In this article, …

NRIs Gain Big: Mutual Fund Capital Gains May Be Tax-Free Under DTAA

NRIs Gain Big: Mutual Fund Capital Gains May Be Tax-Free Under DTAA

24 April 2025

India is currently one of the fastest-growing major economies and is seen as a strong investment destination globally. Many Non-Resident Indians (NRIs) are now investing in India for better wealth creation opportunities. Why NRIs Prefer Mutual Funds Mutual funds are popular among NRIs because they offer diversification, are cost-effective, and come in various types, catering …

Dreaming of ₹30 Lakh vs. a ₹40 Lakh Home: What’s the Real Cost?

Dreaming of ₹30 Lakh vs. a ₹40 Lakh Home: What’s the Real Cost?

21 April 2025

Buying a house is a big dream for many Indians—and usually a once-in-a-lifetime decision. But before jumping in, you need to ask: Should I stretch my budget to buy a ₹40 lakh house, or stick to a more affordable ₹30 lakh one? Let’s help you decide by comparing the financial commitment, risks, and long-term impact of …

How ₹48 Lakh Can Become ₹6 Crore: The Power of 20% Compounding Through the 20-20-20 SIP Rule

How ₹48 Lakh Can Become ₹6 Crore: The Power of 20% Compounding Through the 20-20-20 SIP Rule

23 April 2025

The 20-20-20 rule is a popular heuristic in the world of systematic investment. It refers to investing ₹20,000 per month, for 20 years, at an assumed return of 20% per annum — the result being a corpus of ₹6 crore or more. While 20% annualised returns are aggressive and historically uncommon across entire market cycles, …

Planning a Car Loan? Compare ₹5 Lakh, ₹7 Lakh & ₹10 Lakh EMI Options

Planning a Car Loan? Compare ₹5 Lakh, ₹7 Lakh & ₹10 Lakh EMI Options

23 April 2025

Buying a car can be an exciting milestone, and for many, a car loan can make it possible. Whether you’re eyeing a budget-friendly hatchback or a compact SUV, understanding your monthly EMI (Equated Monthly Installment) obligation is key to making an informed decision. In this article, we’ll break down the EMIs for car loans of …

₹2 Lakh Crore Unclaimed in India: Could Some of It Be Yours?

₹2 Lakh Crore Unclaimed in India: Could Some of It Be Yours?

23 April 2025

Did you know nearly ₹2 lakh crore is lying unclaimed in India’s financial system? This includes money left behind in bank accounts, post office savings, insurance policies, EPF (Employees’ Provident Fund), mutual funds, and stock market investments. This money was earned over the years of hard work, but many families don’t even know it exists. …

NPS and APY Continue Strong Growth in FY25 with Record Enrollments

NPS and APY Continue Strong Growth in FY25 with Record Enrollments

23 April 2025

The National Pension System (NPS) has crossed a major milestone in FY2024-25. More than 12 lakh private sector individuals joined the scheme this year, bringing the total number of subscribers to over 165 lakh by March 2025. This shows a rising trend in retirement planning among private sector workers. NPS Vatsalya Encourages Early Planning  A …

Over 1.7 Lakh Women to Receive Subhadra Yojana Payment on April 24

Over 1.7 Lakh Women to Receive Subhadra Yojana Payment on April 24

23 April 2025

More than 1.7 lakh women who have not yet received the first 2 instalments of the Subhadra Yojana will get their payment on April 24. Deputy Chief Minister Pravati Parida announced this on Saturday. These beneficiaries had applied by the March 31 deadline but did not receive the money due to various issues. Special Event …

ITR Filing: 6 Ways the New Tax Regime Can Help You Save More in FY2024- 25

ITR Filing: 6 Ways the New Tax Regime Can Help You Save More in FY2024- 25

23 April 2025

As the new financial year begins, taxpayers are preparing to file their ITRs (income tax returns) for FY2024- 25 (AY2025- 26). Many people are also comparing the old and new tax regimes to choose the best option for saving taxes. While the old tax regime still offers more deductions and exemptions, the new tax regime …

Understanding the Gap: Why 40% of Non-Life Policyholders Struggle with Life Insurance

Understanding the Gap: Why 40% of Non-Life Policyholders Struggle with Life Insurance

22 April 2025

According to the Insurance CuES Report 2025 by Hansa Research, a notable 40% of individuals who own non-life insurance policies—such as health or motor insurance—report difficulty in comprehending life insurance products. The findings are based on insights collected from 3,600 insurance customers across life and non-life segments. The Call for Simpler Communication One of the …

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