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Retirement Planning

Life Annuity Payment Option

An annuity offers various payment options to an annuitant, one of which is the life annuity option. This option guarantees payments for the duration of the owner's life, but no payments are available to any survivor upon their death. Due to the lack of survivor benefits, a life annuity typically has a higher monthly payout compared to joint and survivor and Term Certain options. It is essential for investors to carefully consider their needs and goals before selecting an annuity payment option.
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