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Retirement Planning

Individual Retirement Account (IRA)

An IRA, or Individual Retirement Account, is a retirement savings plan that offers tax benefits for those with earned income. It allows individuals to defer paying taxes on their contributions until they begin making withdrawals during retirement. This can be advantageous for those looking to save for their future while also reducing their taxable income. However, not everyone is eligible to deduct their IRA contributions, so it is important to understand the rules and limitations.
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