Yes Bank reported a standalone net profit of ₹1,070.99 crore for the quarter ended June 30, 2026, compared with ₹801.07 crore in the corresponding quarter last year, as per news reports.
The 33.7% year-on-year increase was supported by growth in interest income and higher operating profit. The bank also reported improvements in key profitability and asset quality indicators during the quarter.
Net interest income (NII), which is the difference between interest earned and interest paid, rose 17.5% year-on-year to ₹2,786.46 crore from ₹2,371.47 crore. Net interest margin (NIM) improved to 2.7%, compared with 2.5% in the same quarter of the previous financial year.
The bank attributed the increase to a lower cost of deposits and a reduction in priority sector lending (PSL) shortfall deposits. Operating profit grew 25.5% to ₹1,704 crore, while non-interest income stood at ₹1,798 crore, up 2.6% from a year earlier.
The bank's gross non-performing asset (GNPA) ratio fell to 1.3% from 1.6% in the year-ago quarter, while the net NPA ratio declined to 0.2% from 0.3%.
In value terms, gross NPAs were ₹3,705 crore at the end of June 2026, compared with ₹4,022 crore a year earlier. However, they were higher than ₹3,605 crore reported at the end of March 2026.
Net NPAs stood at ₹677 crore during the quarter, lower on a year-on-year basis but higher than the previous quarter.
Provisions increased 39% year-on-year to ₹394 crore during the quarter. The bank's debt-equity ratio improved to 0.66% from 0.69% a year earlier.
In its quarterly statement, Yes Bank said it recorded higher core earnings despite lower income from treasury operations and security receipts. The bank also reported continued growth in retail loan disbursements.
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As of July 17, 2026, 3:30 pm, Yes Bank share price was trading at ₹23.53, down 0.93% from the previous closing price.
The bank posted year-on-year growth across key financial metrics in the June quarter, including profit and net interest income. Asset quality improved from a year earlier, although provisions and sequential NPAs increased.
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Published on: Jul 18, 2026, 5:51 PM IST
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