Punjab National Bank Share Price in Focus After Q1 FY27 Earnings Results: Net Profit Up 191.4% YoY

On July 18, 2026, Punjab National Bank (PNB) reported its financial results for the quarter ended June 30, 2026, showing a 191.4% year-on-year (YoY) increase in net profit to ₹5,339.15 crore.  

The total income rose 2.9% quarter-on-quarter (QoQ) to ₹37,953.75 crore, despite a slight 0.1% YoY decline as per the exchange filings. 

Punjab National Bank Q1 FY27 Earnings Results  

PNB's consolidated total income for the June 2026 quarter stood at ₹37,953.75 crore, marking a 2.9% increase from ₹36,878.02 crore in the March 2026 quarter.  

However, this represented a slight 0.1% decline from ₹37,998.84 crore a year ago.  

The bank's net profit surged 191.4% YoY to ₹5,339.15 crore, up from ₹1,832.22 crore in the previous year, and increased 2.2% QoQ from ₹5,225.12 crore in March 2026. 

Business Expansion and Credit Growth 

By June 2026, PNB expanded its global business to ₹29.98 lakh crore. Total deposits grew by 8.5% to ₹17.24 lakh crore, while global advances increased by 12.7% to ₹12,73,132 crore.  

Vehicle loans saw a 34.4% rise, and MSME advances grew by 19.8%, contributing to the overall growth in the lending portfolio. 

Asset Quality Improvement 

The bank achieved a reduction in its gross non-performing asset (NPA) ratio, which decreased by 100 basis points YoY to 2.78%.  

Gross bad loans reduced by ₹7,292 crore to ₹35,381 crore. Net NPAs improved to 0.28%, indicating a more stable credit environment. 

Read More: HDFC AMC Share Price Gains Over 2% After Q1 FY27 Earnings Results: Total Income Up 13.4% YoY! 

Digital Banking Achievements 

PNB's digital transactions increased by 24% YoY, reaching 365 crore transactions. The PNB One mobile app expanded to 270 lakh active users, and WhatsApp banking users doubled to 140 lakh.  

The bank enhanced its security measures through Project Sentinel to combat fraudulent activities. 

Punjab National Bank Share Price Performance 

As of July 17, 2026, at 3:30 PM, Punjab National Bank share price on NSE was closed at ₹105.77, up by 0.52% from the previous closing price. 

Conclusion 

Punjab National Bank's financial performance for the June 2026 quarter showed a 191.4% YoY increase in net profit to ₹5,339.15 crore. Total income rose 2.9% QoQ to ₹37,953.75 crore. The bank's asset quality improved, with gross NPAs reducing by ₹7,292 crore to ₹35,381 crore. 

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