ESAF Small Finance Bank reported higher business volumes for the quarter ended 30 June 2026, driven by growth in deposits, advances and customer additions.
The bank's total business, including IBPC, reached ₹51,141 crore, compared with ₹40,923 crore a year earlier. The financial figures for the quarter are provisional and subject to limited review by the statutory auditors.
Total deposits rose 18.62% YoY to ₹26,925 crore, supported by term deposits of ₹20,627 crore and CASA deposits of ₹6,298 crore, which grew 20.83% and 11.90%, respectively.
On a sequential basis, total deposits increased 4.16%, while the CASA ratio stood at 23.39%, compared with 24.79% a year ago and 23.91% at the end of March 2026.
Gross advances climbed 27.39% YoY to ₹23,216 crore, while advances including IBPC rose 32.87% to ₹24,216 crore. Micro loans stood at ₹8,733 crore, while Retail and Other Loans reached ₹14,483 crore, up 35.32% year-on-year.
MARG (MSME, Agri Retail & Gold Loan) advances grew 35.32% to ₹14,483 crore. Secured advances accounted for 62.38% of gross advances, up from 58.73% a year earlier.
Disbursements increased from ₹7,700 crore in Q1 FY26 to ₹8,381 crore in Q1 FY27, representing approximately 9% YoY growth, while the Credit-Deposit Ratio improved to 86.22% from 80.29%.
The bank's customer base reached 1.04 crore, with 1.86 lakh new customers added during the quarter.
As of 30 June 2026, ESAF Small Finance Bank operated 821 branches, 721 ATMs and 1,065 Customer Service Centres across 24 states and 2 Union Territories.
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As of 02 July 2026, at 10:20 AM, ESAF Small Finance Bank share price was trading at ₹34.40 per share, reflecting a surge of 2.35% from the previous trading session.
The quarterly update reflected broad-based growth across ESAF Small Finance Bank's deposit franchise, lending portfolio, customer base and distribution network during the quarter ended 30 June 2026.
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Published on: Jul 2, 2026, 11:58 AM IST
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