Best Stocks Under ₹100 in January 2025 – 5Y CAGR Basis – Suzlon Energy, IFCI, Trident & More

Investing in the stock market may not always require a hefty budget. There are many stocks, priced under ₹100 for investors looking to diversify their portfolios. These stocks can be across various sectors, from emerging companies with growth potential to established players. However, it’s important to recognise that such stocks can carry risks. In this article, check the best stocks under ₹100 in January 2025, listed based on their 5Y CAGR and also understand the pros and cons of investing in stocks below ₹100.

Best Stocks Under ₹100 in January 2025 – 5Y CAGR Basis

Note: The best stocks under ₹100 list provided here is as of January 1, 2025. The stocks are selected from the Nifty 500 universe, with positive ROE and ROCE and debt to equity ratio below 1%. These are sorted based on the 5-year CAGR.

Overview of the Best Stocks Below ₹100

• Suzlon Energy Ltd

Suzlon Energy is one of the leading global renewable energy providers and a vertically integrated wind turbine generator (WTG) manufacturer. The company handles the entire lifecycle of wind projects. In FY 2024, Suzlon’s revenue increased to ₹6,497 crore, up from ₹5,947 crore in FY 2023. The net profit dropped, reaching ₹660.35 crore, compared to ₹2,887.29 crore in FY 2023. In H1 FY 2025, the company’s PAT was ₹503 crore, compared to ₹203 crore in H1 FY 2024.

Key metrics:

• ROE: 26.31%
• ROCE: 19.75%
• Debt to Equity: 0.04%

• Jaiprakash Power Ventures Ltd

Jaiprakash Power Venture Limited is involved in coal mining, cement grinding, sand mining, and the production of thermal and hydroelectric electricity. In FY 2024, the company’s total income increased to ₹7,151.00 crore, rising from ₹5,921.93 crore in FY 2023. The profit after tax was ₹686.10 crore, up from ₹59.02 crore in FY 2023. In H1 FY 2025, the company’s PAT was ₹53,120 lakh, compared to ₹26,031 lakh in H1 FY 2024.

Key metrics:

• ROE: 9.31%
• ROCE: 10.95%
• Debt to Equity: 0.37%

• IFCI Ltd

IFCI, previously known as Industrial Finance Corporation of India, is an Indian government-owned non-banking finance company set up to cater to the long-term finance needs of the industrial sector. In FY 2024, the company’s total income increased to ₹895.94 crore, up from ₹754.76 crore in FY 2023. The profit after tax was ₹128.25 crore compared to a loss of ₹287.58 crore in FY 2023. In H1 FY 2025, the company’s PAT was ₹96.92 crore, compared to ₹43.41 crore in H1 FY 2024.

Key metrics:

• ROE: 1.44%
• ROCE: 5.66%
• Debt to Equity: 0.70%

• Trident Ltd

Trident Ltd is involved in the manufacturing, trading, and selling of yarn, terry towels & bed sheets, and paper & chemicals. In FY 2024, the company’s total income rose to ₹67,903 million, up from ₹62,913 million in FY 2023. The profit after tax was ₹3,896 million compared to ₹4,219 million in FY 2023. In H1 FY 2025, the company’s PAT was ₹1,570 million.

Key metrics:

• ROE: 8.21%
• ROCE: 10.81%
• Debt to Equity: 0.49%

• Indian Overseas Bank

Indian Overseas Bank was founded in 1937. It was one of the 14 major banks that were nationalised in 1969. The bank’s net interest income has grown by 19.07% to ₹9,829 crore as of March 31, 2024, driven by strong credit growth, compared to ₹8,255 crore in the previous financial year. The net profit has risen by 26.54% to ₹2,656 crore for the financial year ending March 31, 2024, up from ₹2,099 crore as of March 31, 2023. In H1 FY 2025, the company’s net profit was ₹1,410 crore, up from ₹1,124 crore in H1 FY 2024, with a growth of 25.44%.

Key metrics:

• ROE: 10.17%
• ROCE: 5.21%
• Debt to Equity: 0.00%

Advantages of Investing in Stocks Below ₹100

• Diversification: Investors can buy stocks across various sectors for a small investment, reducing risk concentration.
• Beginner-Friendly: Stocks below ₹100 can provide an entry point for investors looking to understand market dynamics without heavy financial exposure.

Risks of Investing in Stocks Below ₹100

• Volatility: Stocks under ₹100 can be highly volatile, with significant price swings that could lead to large losses.
• Poor Fundamentals: Many stocks under ₹100 can belong to struggling companies or are in sectors facing significant challenges.

Conclusion 

Before investing in any company, it’s vital to analyse your investment goals and risk tolerance. And make sure they align with your financial objectives. Additionally, consulting with a financial advisor can help tailor your investment choices to your individual needs and circumstances.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.