A home loan is a long-term financial commitment that requires years of disciplined repayments. Naturally, completing the final EMI brings a sense of relief and accomplishment. However, before celebrating, there are critical post-loan formalities to complete. Ignoring these can lead to significant issues in the future. Here are 5 essential steps to take after repaying …
Uttar Pradesh Chief Minister Yogi Adityanath emphasised on Sunday that the government is committed to eliminating all obstacles hindering youth development. He highlighted the overwhelming response to the CM Yuva Udyami Scheme, calling it a significant initiative towards empowering young individuals and fulfilling Prime Minister Narendra Modi’s vision of ‘Startup India, Standup India’. As per …
Looking at the rising inflation, you would be wondering how can i make a corpus of ₹1 crore. This dream you’ve had for years – of building wealth, securing your future, and living life on your terms – has just come true. Now, the big question: How do you turn this dream into reality? What …
Imagine receiving a job offer with a lucrative package of 20 LPA (₹20 lakh per annum). While this sounds exciting, the real question is: how much of this amount will you actually take home every month? Understanding the breakdown of your salary structure is crucial for financial planning. Let’s explore the various components of your …
World Kidney Day calls for rising societal awareness for prevention, early detection, and better management of chronic kidney diseases. Based on news reports, the incidence of chronic kidney diseases in India rose by 16.38% during 2018-23. If you know someone who is suffering from kidney-related health problems, read on. Comprehensive Cost Breakup Of Dialysis Dialysis …
The Jharkhand Mukhyamantri Maiya Samman Yojana is a crucial welfare initiative aimed at providing financial assistance of ₹ 2,500 per month to economically weaker women across the state. Launched to empower women and enhance financial stability, the scheme is open to women aged 18 to 50 years who belong to ration card-holding families issued by …
This year, on January 17, the Indian government announced its decision to implement the recommendations of the 8th pay commission from January 2026. The commission is expected to revise the compensation for 6.8 million pensioners and 4.5 million government employees. This underscores its continuous commitment to empowering its workforce and establishing a fair pay system. …
The 7th Pay Commission was implemented to revise the salary structure, allowances, and incentives of government employees in India. One of the key aspects employees look forward to is incentives and performance-linked benefits. So, how much incentive do employees actually receive under the 7th Pay Commission? Let’s explore. Key Benefits Introduced by the 7th Pay …
Retirement planning is a crucial financial goal that requires strategic investments to ensure a comfortable and independent post-retirement life. Many investors assume they need to make consistent contributions to build a sizable corpus. However, with a well-planned one-time investment, even a modest amount can grow significantly over time due to the power of compounding. How …
The Reserve Bank of India (RBI), in its monetary policy meeting held from February 5 to February 7, 2025, announced a reduction in the policy repo rate from 6.50% to 6.25%. This marks the first change in the rate after remaining unchanged for eleven consecutive meetings spanning nearly five years. The decision, led by the …
