Personal Finance - Angel One

The requirement to create enough money to be able to live your dreams continues to give sleepless nights to most people. We are living in tough times today where our needs continue to increase exponentially but quite often, matching resources to be able to fulfil such needs, are always that much short. The obsession becomes …

The stock market is a volatile place where you have to take risks and calculate your rewards accordingly. Would you choose a 100% chance of losing Rs. 90,000 or would you choose a 90% chance of losing Rs. 100,000? Many people will choose the second because there is a slim chance of not losing, in …

Every Diwali, some of the other person in one’s connection talk about Muhurat Trading, don’t they? From seeing Instagram stories and WhatsApp statuses with #MuhuratTrading to overhearing some uncle talking loudly on a phone call in a sweet shop, it is a hot topic we come across at some point around Diwali time. So what is …

LIC, the IPO-bound insurer giant, said on 22nd February that members of the Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) will not be qualified for discounted shares in the upcoming initial public offering. “It is a collective insurance policy, and PMJJBY customers are not qualified,” the state-run firm said in a statement. The clarification comes …

When someone plans to start investing the first question they ask is, when is the right time to invest?  And the answer to this question is very simple – when you have money. It has been time and again proved that timing the market is almost impossible. Now the question that arises here is if …

“Buy land, they are not making it any more”, said Mark Twain.  This quote indicates how real estate investment has been fancied even historically. No wonder, real estate has been one traditional investment class with most of the investors showing trust. Further in a country like India where there has always been a deficit of …

A startup is a project aimed at scaling a business model. If we talk from the statistical point of view, India has made a presence in the top 3 startup ecosystems globally, after the US and the UK. The startup trend is prevalent these days, where college graduates try to delve into this space. Several …

If COVID has taught us one thing, it is the need and importance of having insurance to safeguard yourself and your family against such unforeseen crises. There are different types of insurance available these days in India for every one of your needs. Did you know that you can insure a pencil too? Insurance comes …

Financial markets have always been home to some of the most cunning scamsters, who profit off the naivety of unsuspecting investors. In this article, we discuss some common investment frauds. Fee advance fraud The victim is enticed to spend money upfront to take advantage of an offer that promises much more in return. The catch …

From shopping to trading, or ordering food, we use our credit card information on a lot of websites and portals in our daily life. With the advent of everything digital, this practice has gained even more momentum. Every single piece of data that we put online is recorded and stored. No one can fully guard …