Bajaj Life Insurance Announces Record High Bonus of ₹1,939 Crore for FY26

Bajaj Life Insurance has declared a bonus of ₹1,939 crore for the financial year 2025-26, the highest annual bonus announced by the company so far. The amount is 5.8% higher than the ₹1,833 crore bonus declared in FY25. 

The insurer said the bonus will benefit more than 11.89 lakh policyholders holding participating policies that remained in force as of March 31, 2026.  

The bonus is drawn from the surplus generated in the participating fund. 

Participating Policyholders to Benefit 

The declaration applies to traditional participating insurance products, under which policyholders are eligible to receive a share of the insurer’s surplus. The company clarified that the bonus does not translate into an immediate payout in all cases. 

Depending on the policy structure, the amount may become payable at maturity, surrender, policy anniversary, or exit from the plan. In some cases, the bonus may continue to accumulate within the policy. 

Bajaj Life Insurance said it has now declared bonuses for 25 consecutive years. 

Range of Products Covered 

The latest bonus declaration covers several participating plans, including Ace, Flexi Income Goal, Cash Gain, Invest Gain, Swarna Vishranti, Lifetime Care and Super Saver. 

Certain products such as Flexi Income Goal, ACE – Income, Lifelong Assure and Cash Rich also provide a cash bonus feature.  

Under these plans, policyholders may either receive the bonus payout or allow it to accumulate, subject to product terms and customer preference. The insurer also announced an accumulation fund interest rate of 6.49% for FY2025-26 for eligible products. 

Company Statement 

Tarun Chugh, Managing Director and Chief Executive Officer of Bajaj Life Insurance, said the bonus declaration shows the company’s investment performance and long-term approach towards participating policyholders. 

The company did not provide a timeline for payouts, stating that benefits would be distributed according to the conditions attached to individual products. 

Read More: EPFO Plans to Launch WhatsApp Facility for PF Members Queries Amid Rising Grievances! 

Conclusion 

The FY26 bonus declaration marks the company’s highest annual payout for participating policyholders so far. Distribution of benefits will depend on the structure of each insurance product. 

For daily market updates and regular stock market news in Hindi, stay tuned to Angel One's share market news in Hindi. 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.   
 
Investments in the securities market are subject to market risks, read all the related documents carefully before investing.