Upcoming IPO: Fintech Unicorn Moneyview Filed ₹1,500 Crore Draft Prospectus with SEBI

Fintech unicorn Moneyview Limited, headquartered in Bengaluru, has filed a Draft Red Herring Prospectus (DRHP) with the Securities and Exchange Board of India (SEBI) to raise capital through an Initial Public Offering (IPO) worth ₹1,500 crore.  

The IPO will consist of a fresh issue of equity shares and an offer for sale by existing shareholders. 

Details of the IPO and Company Performance 

Moneyview seeks to generate ₹1,500 crore through this IPO. The offer for sale involves up to 13.6 crore equity shares by existing shareholders.  

Since its inception in 2014, Moneyview has grown significantly, backed by investors like Accel and Tiger Global. The company offers a range of financial products through its app aimed at "Middle India." 

In the fiscal year 2025, Moneyview recorded revenue of ₹2,379 crore and a net profit of ₹240 crore. The company attributes its success to a customer-first approach, robust technology, and a capital-light model. 

Products and Services 

Moneyview provides a comprehensive suite of financial products through its platform, including digital personal loans, credit cards, insurance, digital gold, and more. As of December 31, 2025, it had managed assets under management (AUM) of ₹19,814 crore. 

Read More: Upcoming IPOs This Week: One Mainboard and 2 SME IPO Set to Open! 

Use of IPO Proceeds 

The funds raised from the IPO will be used primarily to support loan disbursals, with ₹650 crore allocated towards Default Loss Guarantee arrangements.  

Additionally, ₹450 crore will be invested in Whizdm Finance Private Limited to enhance its capital base. The remaining funds are set aside for general corporate purposes. 

Conclusion 

Moneyview's planned ₹1,500 crore IPO represents a critical step in its growth strategy, demonstrating its market position and financial health. This initiative will help the company expand its services while solidifying its status in the fintech industry. 

Disclaimer: This blog has been written exclusively for educational purposes. The securities or companies mentioned are only examples and not recommendations. This does not constitute a personal recommendation or investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

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