Bank Holiday Today: Are Banks Closed on January 1, 2026?

The month of January 2026 kicks off with a combination of national observances, regional festivals, and statutory bank holidays, making advance planning essential for bank customers.

As per the Reserve Bank of India’s (RBI) official holiday calendar, bank holidays are not uniform across the country. Closures vary by state, depending on local festivals, holidays notified under the Negotiable Instruments Act, and annual account-closing requirements.

January 1, which falls on a Thursday, is not classified as a pan-India bank holiday. However, banking operations will remain suspended in select states, including Tamil Nadu, West Bengal, Arunachal Pradesh, Sikkim, Tripura, Manipur, Meghalaya, Mizoram, and Nagaland, in line with RBI directives.

Customers are encouraged to verify state-wise bank holiday schedules before scheduling critical financial transactions to prevent last-minute disruptions.

Bank Holidays in January 2026

The RBI has released the official bank holiday calendar for 2026, encompassing national, religious, and regional events. Over the course of the year, banks across various parts of India will remain closed for more than 100 days.

• January 1: New Year’s Day / Gann-Ngai
• January 2: New Year Celebration / Mannam Jayanthi
• January 3: Birthday of Hazrat Ali
• January 12: Birthday of Swami Vivekanand
• January 14: Makar Sankranti / Magh Bihu
• January 15: Uttarayana / Punyakala / Pongal / Maghe / Sankranti
• January 16: Thiruvalluvar Day
• January 17: Uzhavar Thirunal
• January 23: Birthday of Netaji Subhash Chandra Bose
• January 26: Republic Day

Also Read: Indian Stock Market Holidays 2026: Full NSE Trading Calendar and Key Dates

Digital Banking Services to Remain Uninterrupted

Even on days when physical bank branches are closed, digital banking channels—including UPI, internet banking, mobile banking apps, and ATM services—will continue to function normally, allowing customers to carry out most transactions without interruption.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.