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SOLUTION ORIENTED•RETIREMENT FUND

Nippon India Retirement Fund Wealth Creation Schem

3 Year return

18.29%
NAV on January 19, 2026
32.5065
1D Returns
+0.09%
Launched on January 2015(11 years)

Investment Details

₹500
Minimum SIP Amount
₹500
Minimum one time investment
Lock-in period: 5.0000 years

Calculate Returns

Based on past performance of this fund

₹
Your Investment₹3,600
Gain
33.94%₹1,222
Total Value ₹4,822

Risk Involved

scale
Your principal will be at
Very High Risk

Scheme Information

Asset Under Management
₹3,194 Cr.
Expense Ratio
0.98% (inclusive of GST)
Exit Load
Nil

Ratings

ARQ Rating
3.5

Ratings by other agencies

Value Research
1
Crisil
0
Morning Star
0

Tax Implications

Withdrawal within 1 year:
20% tax on gains
Withdrawal after 1 year:
12.5% tax on gains above ₹1.25 lakh per financial year

Nippon India Mutual Fund Manager

AS

Akshay Sharma

Fund Manager since Dec 2022

AB

Ashutosh Bhargava

Fund Manager since Apr 2024

DD

Divya Dutt Sharma

Fund Manager since Sep 2025

LM

Lokesh Maru

Fund Manager since Sep 2025

PS

Pranay Sinha

Fund Manager since Mar 2021

RR

Ritesh Rathod

Fund Manager since Jan 2026

Fund House Details

Nippon India Mutual Fund

Nippon India Mutual Fund

Asset management company

AUM
₹7,11,597.57 Cr.
No. of Schemes
332
Setup Date
June 1995

Peer Comparison

Comparison with other similar funds

Funds3 Y ReturnsARQ Rating
HDFC Retirement Savings Fund Equity18.7984%
5
HDFC Retirement Savings Fund Hybrid Equity15.3584%
5
TATA Retirement Savings Fund Progressive17.4045%
4

Schemes by Nippon India Mutual Fund

List of mutual fund schemes by AMC

About Nippon India Retirement Fund Wealth Creation Scheme Direct Plan Growth Plan Growth

The Nippon India Retirement Fund Wealth Creation Scheme Direct Plan Growth Plan Growth is a flexi-cap mutual fund from Nippon India Mutual Fund. It is a direct plan, which means that there is no commission paid to a distributor when you invest in it. The Nippon India Retirement Fund Wealth Creation Scheme Direct Plan Growth Plan Growth is an open-ended fund, which means that the fund can issue and redeem new units on a continuous basis. The expense ratio of the fund is lower than the category average.

Investment Objectives of the Scheme

The fund's investment objective is to provide capital appreciation and consistent income to investors over the long term. The fund makes investments in a mix of equity and debt instruments. The equity portion of the portfolio is invested in a variety of sectors, including large-cap, mid-cap, and small-cap stocks. The debt portion of the portfolio is invested in government bonds and corporate bonds.

Key Features of The Fund

5-year return
16.6121%
Expense Ratio
0.98%
Fund Manager
Akshay Sharma
Fund Size
₹3194 Cr.
Risk Profile
Very High

Is This Scheme Right for Me?

The Nippon India Retirement Fund Wealth Creation Scheme Direct Plan Growth Plan Growth is suitable for investors who are looking to invest for their retirement and have a high-risk tolerance. The fund has a lock-in period of 5 years, which means that you cannot withdraw your money for 5 years. However, the fund has the potential to generate high returns over the long term. It is worth noting that the fund is invested in equities, which means that there is a risk of losing money.

AMC Contact Details

NameNippon India Mutual Fund
Launch DateJune 1995
AddressNippon Life India Asset Management Limited, 4th Floor, Tower A, Peninsula Business Park, Ganapatrao Kadam Marg, Lower Parel (W), Mumbai – 400 013
Contact1860 266 0111
Emailcustomercare@nipponindiaim.in
Websitehttps://mf.nipponindiaim.com/
Disclaimer: Mutual funds are subject to market risk. Read all scheme-related documents carefully to make informed-decision.

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FAQs

NAV, or Net Asset Value, is the price of a single unit of a mutual fund. It is calculated by dividing the current value of holdings held by the mutual fund scheme at the end of the day by the total number of units issued. The NAV changes every day. The NAV of Nippon India Retirement Fund Wealth Creation Schem on January 19, 2026, is ₹32.5065
Short for Asset Under Management, AUM means the total assets held by a mutual fund scheme. The AUM of the fund changes every day based on the fluctuation in the price of the underlying assets. Fund houses don't update AUM on a daily basis. They only update it at the end of the month and release it within a few days of the following month. The AUM of Nippon India Retirement Fund Wealth Creation Schem, is ₹3194 crore.
The expense ratio is the annual charges you pay to the mutual fund house for managing your investments. It is a percentage of Assets Under Management. It is deducted from the fund's returns. The expense ratio of Nippon India Retirement Fund Wealth Creation Schem is 0.98%
The Nippon India Retirement Fund Wealth Creation Schem was launched on January 22, 2015. The fund has delivered a CAGR of undefined since inception.
A Systematic Investment Plan (SIP) in mutual funds allows you to invest small amounts periodically instead of a one-time investment. The frequency of investment can be monthly, quarterly, half-yearly or annually, as per your convenience. The minimum SIP for Nippon India Retirement Fund Wealth Creation Schem is ₹500.
  1. Make sure you are logged in to Angel One.
  2. Select the type of investment: SIP or one-time.
  3. In case of an SIP, select the amount and date and click ‘Start SIP’. In case of a one-time investment, enter just the amount.
  4. Proceed by clicking the pay button and choosing your mode of payment.
  5. Your portfolio will be updated with this investment in 3-5 working days.
  1. Click on the ‘Invest’ button.
  2. Enter your desired SIP amount and the SIP date.
  3. You can uncheck the ‘Make first payment now’ box if you don’t want to make the payment right away.
  4. Choose your payment method between UPI and Net Banking.
  5. Make your payment.
  6. Your SIP is created.
  1. Once you create an SIP, click on ‘Set up autopay’
  2. Select your desired verification method - debit card, net banking or Aadhar method credentials - and click on submit.
  3. Once you verify the OTP, your mandate request will be created.
  1. Go to the ‘Investments’ section and click on the mutual fund scheme you want to withdraw.
  2. Enter the amount you want to withdraw and tap the ‘Withdraw’ button.
  3. Verify the details on the ‘Confirm withdraw’ screen.
  4. Select the bank account in which you want to receive the funds.
  5. You will receive your funds within three working days of placing the order.
  6. You can track your order in the ‘Orders’ section.

ENTER AMOUNT

₹
₹4,822 in 3Y at 18.2895% returns
SIP Date1st of every month

Your next SIP Payment will be on 20 February 2026

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