SOLUTION ORIENTED•RETIREMENT FUND
Nippon India Retirement Fund Wealth Creation Schem
3 Year return
13.35%
NAV on August 11, 2026
33.452
1D Returns
+0.09%
Launched on January 2015(11 years)
Investment Details
₹500
Minimum SIP Amount
₹500
Minimum one time investment
Lock-in period: 5.0000 years
Calculate Returns
Based on past performance of this fund
₹
Your Investment₹3,600
Gain
23.53%₹847
Total Value ₹4,447
Risk Involved
Your principal will be at
Very High Risk
Scheme Information
Asset Under Management
₹3,084.08 Cr.
Expense Ratio
1.29% (inclusive of GST)
Exit Load
Nil
Ratings
3.5
Ratings by other agencies
Value Research
1
Crisil
0
Morning Star
0
Tax Implications
Withdrawal within 1 year:
20% tax on gains
Withdrawal after 1 year:
12.5% tax on gains above ₹1.25 lakh per financial year
Nippon India Mutual Fund Manager
AS
Akshay Sharma
Fund Manager since Dec 2022
AS
Amber Singhania
Fund Manager since Mar 2026
AB
Ashutosh Bhargava
Fund Manager since Sep 2021
DD
Divya Dutt Sharma
Fund Manager since Sep 2025
KD
Kinjal Desai
Fund Manager since Aug 2025
LM
Lokesh Maru
Fund Manager since Sep 2025
PS
Pranay Sinha
Fund Manager since Mar 2021
RR
Ritesh Rathod
Fund Manager since Jan 2026
Fund House Details
Nippon India Mutual Fund
Asset management company
AUM
₹7,67,506.42 Cr.
No. of Schemes
335
Setup Date
June 1995
Peer Comparison
Comparison with other similar funds
| Funds | 3 Y Returns | ARQ Rating |
|---|---|---|
| HDFC Retirement Savings Fund Equity | 11.3436% | 5 |
| Aditya Birla Sun Life Retirement Fund The 30S Plan | 17.2624% | 0.5 |
| SBI Retirement Benefit Fund Aggressive | 10.4936% | 0 |
Schemes by Nippon India Mutual Fund
List of mutual fund schemes by AMC
Funds
3 Years Returns
The Nippon India Retirement Fund Wealth Creation Scheme Direct Plan Growth Plan Growth is a flexi-cap mutual fund from Nippon India Mutual Fund. It is a direct plan, which means that there is no commission paid to a distributor when you invest in it. The Nippon India Retirement Fund Wealth Creation Scheme Direct Plan Growth Plan Growth is an open-ended fund, which means that the fund can issue and redeem new units on a continuous basis. The expense ratio of the fund is lower than the category average.
Investment Objectives of the Scheme
The fund's investment objective is to provide capital appreciation and consistent income to investors over the long term. The fund makes investments in a mix of equity and debt instruments. The equity portion of the portfolio is invested in a variety of sectors, including large-cap, mid-cap, and small-cap stocks. The debt portion of the portfolio is invested in government bonds and corporate bonds.
Key Features of The Fund
5-year return
13.5029%
Expense Ratio
1.29%
Fund Manager
Akshay Sharma
Fund Size
₹3084.08 Cr.
Risk Profile
Very High
Is This Scheme Right for Me?
The Nippon India Retirement Fund Wealth Creation Scheme Direct Plan Growth Plan Growth is suitable for investors who are looking to invest for their retirement and have a high-risk tolerance. The fund has a lock-in period of 5 years, which means that you cannot withdraw your money for 5 years. However, the fund has the potential to generate high returns over the long term. It is worth noting that the fund is invested in equities, which means that there is a risk of losing money.
AMC Contact Details
| Name | Nippon India Mutual Fund |
| Launch Date | June 1995 |
| Address | Nippon Life India Asset Management Limited, 4th Floor, Tower A, Peninsula Business Park, Ganapatrao Kadam Marg, Lower Parel (W), Mumbai – 400 013 |
| Contact | 1860 266 0111 |
| customercare@nipponindiaim.in | |
| Website | https://mf.nipponindiaim.com/ |
Disclaimer: Mutual funds are subject to market risk. Read all scheme-related documents carefully to make informed-decision.
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FAQs
What is today's NAV of Nippon India Retirement Fund Wealth Creation Schem?
NAV, or Net Asset Value, is the price of a single unit of a mutual fund. It is calculated by dividing the current value of holdings held by the mutual fund scheme at the end of the day by the total number of units issued. The NAV changes every day. The NAV of Nippon India Retirement Fund Wealth Creation Schem on August 11, 2026, is ₹33.452
What is the AUM of Nippon India Retirement Fund Wealth Creation Schem?
Short for Asset Under Management, AUM means the total assets held by a mutual fund scheme. The AUM of the fund changes every day based on the fluctuation in the price of the underlying assets. Fund houses don't update AUM on a daily basis. They only update it at the end of the month and release it within a few days of the following month. The AUM of Nippon India Retirement Fund Wealth Creation Schem, is ₹3084.08 crore.
What is the expense ratio of Nippon India Retirement Fund Wealth Creation Schem?
The expense ratio is the annual charges you pay to the mutual fund house for managing your investments. It is a percentage of Assets Under Management. It is deducted from the fund's returns. The expense ratio of Nippon India Retirement Fund Wealth Creation Schem is 1.29%
What are the returns of Nippon India Retirement Fund Wealth Creation Schem since inception?
The Nippon India Retirement Fund Wealth Creation Schem was launched on January 22, 2015. The fund has delivered a CAGR of undefined since inception.
What is the minimum SIP amount to invest in Nippon India Retirement Fund Wealth Creation Schem?
A Systematic Investment Plan (SIP) in mutual funds allows you to invest small amounts periodically instead of a one-time investment. The frequency of investment can be monthly, quarterly, half-yearly or annually, as per your convenience. The minimum SIP for Nippon India Retirement Fund Wealth Creation Schem is ₹500.
How do I invest in Nippon India Retirement Fund Wealth Creation Schem?
- Make sure you are logged in to Angel One.
- Select the type of investment: SIP or one-time.
- In case of an SIP, select the amount and date and click ‘Start SIP’. In case of a one-time investment, enter just the amount.
- Proceed by clicking the pay button and choosing your mode of payment.
- Your portfolio will be updated with this investment in 3-5 working days.
How to start an SIP in Nippon India Retirement Fund Wealth Creation Schem?
- Click on the ‘Invest’ button.
- Enter your desired SIP amount and the SIP date.
- You can uncheck the ‘Make first payment now’ box if you don’t want to make the payment right away.
- Choose your payment method between UPI and Net Banking.
- Make your payment.
- Your SIP is created.
How do I automate an SIP in Nippon India Retirement Fund Wealth Creation Schem?
- Once you create an SIP, click on ‘Set up autopay’
- Select your desired verification method - debit card, net banking or Aadhar method credentials - and click on submit.
- Once you verify the OTP, your mandate request will be created.
How can I withdraw/redeem my investment in Nippon India Retirement Fund Wealth Creation Schem?
- Go to the ‘Investments’ section and click on the mutual fund scheme you want to withdraw.
- Enter the amount you want to withdraw and tap the ‘Withdraw’ button.
- Verify the details on the ‘Confirm withdraw’ screen.
- Select the bank account in which you want to receive the funds.
- You will receive your funds within three working days of placing the order.
- You can track your order in the ‘Orders’ section.
ENTER AMOUNT
₹
₹4,447 in 3Y at 13.35% returns
SIP Date1st of every month
Your next SIP Payment will be on 11 September 2026
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