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DEBT•BANKING AND PSU FUND

Kotak Banking and PSU Debt

3 Year return

7.86%
NAV on February 06, 2026
70.6338
1D Returns
+0.08%
Launched on January 2013(13 years)

Investment Details

₹100
Minimum SIP Amount
₹100
Minimum one time investment
Fund has no lock-in period

Calculate Returns

Based on past performance of this fund

₹
Your Investment₹3,600
Gain
13.11%₹472
Total Value ₹4,072

Risk Involved

scale
Your principal will be at
Very High Risk

Scheme Information

Asset Under Management
₹5,608.26 Cr.
Expense Ratio
0.4% (inclusive of GST)
Exit Load
Nil

Ratings

ARQ Rating
5

Ratings by other agencies

Value Research
3
Crisil
4
Morning Star
5

Tax Implications

Tax on gains as per your income tax bracket

Kotak Mahindra Mutual Fund Manager

DA

Deepak Agrawal

Fund Manager since Jun 2015

DT

Dharmesh Thakar

Fund Manager since Jun 2025

Fund House Details

Kotak Mahindra Mutual Fund

Kotak Mahindra Mutual Fund

Asset management company

AUM
₹5,88,198.62 Cr.
No. of Schemes
257
Setup Date
1995

Peer Comparison

Comparison with other similar funds

Funds3 Y ReturnsARQ Rating
UTI Banking and PSU Fund7.5478%
4
ICICI Prudential Banking and PSU Debt Fund7.8971%
5
ITI Banking and PSU Debt Fund7.4251%
0

Schemes by Kotak Mahindra Mutual Fund

List of mutual fund schemes by AMC

Key Features of The Fund

5-year return
6.6302%
Expense Ratio
0.4%
Fund Manager
Deepak Agrawal
Fund Size
₹5608.26 Cr.
Risk Profile
Moderate

AMC Contact Details

NameKotak Mahindra Mutual Fund
Launch DateN/A
AddressN/A
ContactN/A
EmailN/A
WebsiteN/A
Disclaimer: Mutual funds are subject to market risk. Read all scheme-related documents carefully to make informed-decision.

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FAQs

NAV, or Net Asset Value, is the price of a single unit of a mutual fund. It is calculated by dividing the current value of holdings held by the mutual fund scheme at the end of the day by the total number of units issued. The NAV changes every day. The NAV of Kotak Banking and PSU Debt on February 06, 2026, is ₹70.6338
Short for Asset Under Management, AUM means the total assets held by a mutual fund scheme. The AUM of the fund changes every day based on the fluctuation in the price of the underlying assets. Fund houses don't update AUM on a daily basis. They only update it at the end of the month and release it within a few days of the following month. The AUM of Kotak Banking and PSU Debt, is ₹5608.26 crore.
The expense ratio is the annual charges you pay to the mutual fund house for managing your investments. It is a percentage of Assets Under Management. It is deducted from the fund's returns. The expense ratio of Kotak Banking and PSU Debt is 0.4%
The Kotak Banking and PSU Debt was launched on January 01, 2013. The fund has delivered a CAGR of undefined since inception.
A Systematic Investment Plan (SIP) in mutual funds allows you to invest small amounts periodically instead of a one-time investment. The frequency of investment can be monthly, quarterly, half-yearly or annually, as per your convenience. The minimum SIP for Kotak Banking and PSU Debt is ₹100.
  1. Make sure you are logged in to Angel One.
  2. Select the type of investment: SIP or one-time.
  3. In case of an SIP, select the amount and date and click ‘Start SIP’. In case of a one-time investment, enter just the amount.
  4. Proceed by clicking the pay button and choosing your mode of payment.
  5. Your portfolio will be updated with this investment in 3-5 working days.
  1. Click on the ‘Invest’ button.
  2. Enter your desired SIP amount and the SIP date.
  3. You can uncheck the ‘Make first payment now’ box if you don’t want to make the payment right away.
  4. Choose your payment method between UPI and Net Banking.
  5. Make your payment.
  6. Your SIP is created.
  1. Once you create an SIP, click on ‘Set up autopay’
  2. Select your desired verification method - debit card, net banking or Aadhar method credentials - and click on submit.
  3. Once you verify the OTP, your mandate request will be created.
  1. Go to the ‘Investments’ section and click on the mutual fund scheme you want to withdraw.
  2. Enter the amount you want to withdraw and tap the ‘Withdraw’ button.
  3. Verify the details on the ‘Confirm withdraw’ screen.
  4. Select the bank account in which you want to receive the funds.
  5. You will receive your funds within three working days of placing the order.
  6. You can track your order in the ‘Orders’ section.

ENTER AMOUNT

₹
₹4,072 in 3Y at 7.8645% returns
SIP Date1st of every month

Your next SIP Payment will be on 7 March 2026

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