DEBT•CREDIT RISK FUND
HSBC Credit Risk Fund Direct Annual IDCW Reinvestment
3 Year return
11.83%
NAV on August 11, 2026
13.6534
1D Returns
+0.01%
Launched on March 2015(11 years)
Investment Details
₹1000
Minimum SIP Amount
₹5000
Minimum one time investment
Fund has no lock-in period
Calculate Returns
Based on past performance of this fund
₹
Your Investment₹3,600
Gain
20.53%₹739
Total Value ₹4,339
Risk Involved
Your principal will be at
Very High Risk
Scheme Information
Asset Under Management
₹470.01 Cr.
Expense Ratio
0.97% (inclusive of GST)
Exit Load
Units redeemed or switched out are upto 10% of the units purchased or switched in (the limit) within 1 year from the date of allotment - Nil Units redeemed or switched out are over and above the limit within 1 year from the date of allotment - 1%. Units redeemed or switched on or after 1 year from the date of allotment -Nil
Ratings

2
Ratings by other agencies
Value Research
3
Crisil
3
Morning Star
3
Tax Implications
Tax on gains as per your income tax bracket
HSBC Mutual Fund Manager
SR
Shriram Ramanathan
Fund Manager since Nov 2022
Fund House Details
HSBC Mutual Fund
Asset management company
AUM
₹1,44,067.93 Cr.
No. of Schemes
178
Setup Date
May 2002
Peer Comparison
Comparison with other similar funds
| Funds | 3 Y Returns | ARQ Rating |
|---|---|---|
| Bank of India Credit Risk Fund | 10.064% | 4 |
| DSP Credit Risk Fund | 16.9388% | 5 |
| Aditya Birla Sun Life Credit Risk Fund | 13.2605% | 5 |
Schemes by HSBC Mutual Fund
List of mutual fund schemes by AMC
Funds
3 Years Returns
Key Features of The Fund
5-year return
8.307%
Expense Ratio
0.97%
Fund Manager
Shriram Ramanathan
Fund Size
₹470.01 Cr.
Risk Profile
Moderately High
AMC Contact Details
| Name | HSBC Mutual Fund |
| Launch Date | May 2002 |
| Address | HSBC Asset Management (India) Pvt. Ltd. 9-11 Floors, NESCO IT Park, Building no. 3, Western Express Highway, Goregaon (East), Mumbai – 400 063. |
| Contact | 1800-200-2434 / 1800 4190 200 |
| investor.line@mutualfunds.hsbc.co.in | |
| Website | https://www.assetmanagement.hsbc.co.in/en/mutual-funds |
Disclaimer: Mutual funds are subject to market risk. Read all scheme-related documents carefully to make informed-decision.
Ready to Invest? Start Your SIP Now!
Craft your ideal SIP plan effortlessly with our intuitive SIP return calculator, streamlining the process of initiating your SIP account. Enjoy a seamless account opening experience and embark on your investment journey with ease and assurance. With our support, you can navigate the complexities of investing with confidence, knowing that your financial goals are within reach.
FAQs
What is today's NAV of HSBC Credit Risk Fund Direct Annual IDCW Reinvestment?
NAV, or Net Asset Value, is the price of a single unit of a mutual fund. It is calculated by dividing the current value of holdings held by the mutual fund scheme at the end of the day by the total number of units issued. The NAV changes every day. The NAV of HSBC Credit Risk Fund Direct Annual IDCW Reinvestment on August 11, 2026, is ₹13.6534
What is the AUM of HSBC Credit Risk Fund Direct Annual IDCW Reinvestment?
Short for Asset Under Management, AUM means the total assets held by a mutual fund scheme. The AUM of the fund changes every day based on the fluctuation in the price of the underlying assets. Fund houses don't update AUM on a daily basis. They only update it at the end of the month and release it within a few days of the following month. The AUM of HSBC Credit Risk Fund Direct Annual IDCW Reinvestment, is ₹470.01 crore.
What is the expense ratio of HSBC Credit Risk Fund Direct Annual IDCW Reinvestment?
The expense ratio is the annual charges you pay to the mutual fund house for managing your investments. It is a percentage of Assets Under Management. It is deducted from the fund's returns. The expense ratio of HSBC Credit Risk Fund Direct Annual IDCW Reinvestment is 0.97%
What are the returns of HSBC Credit Risk Fund Direct Annual IDCW Reinvestment since inception?
The HSBC Credit Risk Fund Direct Annual IDCW Reinvestment was launched on March 19, 2015. The fund has delivered a CAGR of undefined since inception.
What is the minimum SIP amount to invest in HSBC Credit Risk Fund Direct Annual IDCW Reinvestment?
A Systematic Investment Plan (SIP) in mutual funds allows you to invest small amounts periodically instead of a one-time investment. The frequency of investment can be monthly, quarterly, half-yearly or annually, as per your convenience. The minimum SIP for HSBC Credit Risk Fund Direct Annual IDCW Reinvestment is ₹1000.
How do I invest in HSBC Credit Risk Fund Direct Annual IDCW Reinvestment?
- Make sure you are logged in to Angel One.
- Select the type of investment: SIP or one-time.
- In case of an SIP, select the amount and date and click ‘Start SIP’. In case of a one-time investment, enter just the amount.
- Proceed by clicking the pay button and choosing your mode of payment.
- Your portfolio will be updated with this investment in 3-5 working days.
How to start an SIP in HSBC Credit Risk Fund Direct Annual IDCW Reinvestment?
- Click on the ‘Invest’ button.
- Enter your desired SIP amount and the SIP date.
- You can uncheck the ‘Make first payment now’ box if you don’t want to make the payment right away.
- Choose your payment method between UPI and Net Banking.
- Make your payment.
- Your SIP is created.
How do I automate an SIP in HSBC Credit Risk Fund Direct Annual IDCW Reinvestment?
- Once you create an SIP, click on ‘Set up autopay’
- Select your desired verification method - debit card, net banking or Aadhar method credentials - and click on submit.
- Once you verify the OTP, your mandate request will be created.
How can I withdraw/redeem my investment in HSBC Credit Risk Fund Direct Annual IDCW Reinvestment?
- Go to the ‘Investments’ section and click on the mutual fund scheme you want to withdraw.
- Enter the amount you want to withdraw and tap the ‘Withdraw’ button.
- Verify the details on the ‘Confirm withdraw’ screen.
- Select the bank account in which you want to receive the funds.
- You will receive your funds within three working days of placing the order.
- You can track your order in the ‘Orders’ section.
ENTER AMOUNT
₹
₹4,339 in 3Y at 11.8269% returns
SIP Date1st of every month
Your next SIP Payment will be on 11 September 2026
By proceeding, you accept AngelOne's T&C

