3 Year return

9.58%
Launched on March 2015 (9 years)

Investment Details

₹100

Minimum SIP Amount

₹100

Minimum one time investment

Fund has no lock-in period

Calculate Returns

Based on past performance of this fund

ENTER AMOUNT

Your Investment ₹3,00,000
Gain
  • Total Value

ENTER AMOUNT

Your Investment
Gain
  • Total Value

Risk Involved

scale

Your principal will be at

Moderately High Risk

Scheme Information

Asset Under Management

₹936 Cr.

Expense Ratio

0.67% (inclusive of GST)

Exit Load

In respect of each purchase / switch-in of Units, upto 15% of the units may be redeemed / switched-out without any exit load from the date of allotment. Any redemption in excess of the above limit shall be subject to the following exit load: For redeemed / switched out of units on or before 1 year from the date of allotment: 3.00% of the applicable NAV. For redeemed / switched out of units after 1 year but on or before 2 years from the date of allotment: 2.00% of the applicable NAV. For redeemed / switched out of units after 2 year but on or before 3 years from the date of allotment: 1.00% of the applicable NAV. For redeemed / switched out of units after 3 years from the date of allotment: NIL

Ratings

ARQ Rating
5

Ratings by other agencies

4
5
5

Tax Implications

Tax on gains as per your income tax bracket

Fund Holdings

Holdings

Aditya Birla Sun Life Mutual Fund Managers

SC

Sunaina da Cunha

Fund Manager since Apr 2017

View Details

Fund House Details

Aditya Birla Sun Life Mutual Fund

Aditya Birla Sun Life Mutual Fund Asset management company

AUM ₹384,326.89 Cr.
No. of Schemes 245
Setup Date September 1994

Peer Comparison

Comparison with other similar funds

Schemes by Aditya Birla Sun Life Mutual Fund

List of mutual fund schemes by AMC

About Aditya Birla Sun Life Credit Risk Fund Direct Plan Growth

Aditya Birla Sun Life Credit Risk Fund Direct Plan Growth is a credit risk fund managed by Aditya Birla Sun Life Mutual Fund. It is a debt fund, which means that it invests in debt securities. This is an open-ended fund that provides the investor with an opportunity to invest at any time. The expense ratio of Aditya Birla Sun Life Credit Risk Fund Direct Plan Growth is lower compared to its category average.

Investment Objectives of the Scheme

The investment objective of Aditya Birla Sun Life Credit Risk Fund Direct Plan Growth is to generate income by investing in a diversified portfolio of credit risk securities.

Key Features of The Fund

5-year return 9.26%
Expense Ratio 0.67%
Fund Manager Sunaina da Cunha
Fund Size ₹936 Cr
Risk Profile Moderately High

Is This Scheme Right for Me?

This fund is suitable for investors who are looking for regular income and who are comfortable with the risk of default by debt issuers. This fund is a good option for investors who are willing to invest for at least 3 years. It is important to remember that all investments carry some risk, and you should always do your own research before investing. However, talk to your financial advisor and ensure that you are considering your investment objectives and risk appetite.

AMC Contact Details

Name Aditya Birla Sun Life Mutual Fund
Launch Date September 1994
Addresss One India Bulls Centre, Tower-1, 17th Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai, 400013
Contact 1-800-22-7000
Email care.mutualfunds@adityabirlacapital.com
Website https://mutualfund.adityabirlacapital.com/

Disclaimer: Mutual funds are subject to market risk. Read all scheme-related documents carefully to make informed-decision.

Invest Regularly, Achieve Your Goals with SIPs

Regular investing is a cornerstone of building wealth for the future. SIPs (Systematic Investment Plans) make investing consistent and hassle-free. By setting up a fixed amount to be invested periodically, you can benefit from rupee-cost averaging and potentially reduce the impact of market volatility. Angel One's SIP calculator helps you plan your investment strategy and estimate potential returns.

FAQs

What is today's NAV of Aditya Birla Sun Life Credit Risk Fund?

NAV, or Net Asset Value, is the price of a single unit of a mutual fund. It is calculated by dividing the current value of holdings held by the mutual fund scheme at the end of the day by the total number of units issued. The NAV changes every day. The NAV of Aditya Birla Sun Life Credit Risk Fund Dec 05 2024 is 22.3399

What is the AUM of Aditya Birla Sun Life Credit Risk Fund?

Short for Asset Under Management, AUM means the total assets held by a mutual fund scheme. The AUM of the fund changes every day based on the fluctuation in the price of the underlying assets. Fund houses don't update AUM on a daily basis. They only update it at the end of the month and release it within a few days of the following month. The AUM of Aditya Birla Sun Life Credit Risk Fund is 936 crore.

What is the expense ratio of Aditya Birla Sun Life Credit Risk Fund?

The expense ratio is the annual charges you pay to the mutual fund house for managing your investments. It is a percentage of Assets Under Management. It is deducted from the fund’s returns. The expense ratio of Aditya Birla Sun Life Credit Risk Fund is 0.67%

What are the returns of Aditya Birla Sun Life Credit Risk Fund since inception?

The Aditya Birla Sun Life Credit Risk Fund was launched on Mar 30 2015. The fund has delivered a CAGR of 8.69 since inception.

What is the minimum SIP amount to invest in Aditya Birla Sun Life Credit Risk Fund?

A Systematic Investment Plan (SIP) in mutual funds allows you to invest small amounts periodically instead of a one-time investment. The frequency of investment can be monthly, quarterly, half-yearly or annually, as per your convenience. The minimum SIP for Aditya Birla Sun Life Credit Risk Fund is 100.

How do I invest in Aditya Birla Sun Life Credit Risk Fund?

  1. Make sure you are logged in to Angel One.
  2. Select the type of investment: SIP or one-time.
  3. In case of an SIP, select the amount and date and click ‘Start SIP’. In case of a one-time investment, enter just the amount.
  4. Proceed by clicking the pay button and choosing your mode of payment.
  5. Your portfolio will be updated with this investment in 3-5 working days.

How to start an SIP in Aditya Birla Sun Life Credit Risk Fund?

  1. Click on the ‘Invest’ button.
  2. Enter your desired SIP amount and the SIP date.
  3. You can uncheck the ‘Make first payment now’ box if you don’t want to make the payment right away.
  4. Choose your payment method between UPI and Net Banking.
  5. Make your payment.
  6. Your SIP is created.

How do I automate an SIP in Aditya Birla Sun Life Credit Risk Fund?

  1. Once you create an SIP, click on ‘Set up autopay’
  2. Select your desired verification method - debit card, net banking or Aadhar method credentials - and click on submit.
  3. Once you verify the OTP, your mandate request will be created.

How can I withdraw/redeem my investment in Aditya Birla Sun Life Credit Risk Fund?

  1. Go to the ‘Investments’ section and click on the mutual fund scheme you want to withdraw.
  2. Enter the amount you want to withdraw and tap the ‘Withdraw’ button.
  3. Verify the details on the ‘Confirm withdraw’ screen.
  4. Select the bank account in which you want to receive the funds.
  5. You will receive your funds within three working days of placing the order.
  6. You can track your order in the ‘Orders’ section.