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DEBT•CREDIT RISK FUND

Baroda BNP Paribas Credit Risk Fund

3 Year return

8.62%
NAV on December 23, 2025
25.2798
1D Returns
-0.01%
Launched on January 2015(10 years)

Investment Details

₹500
Minimum SIP Amount
₹5000
Minimum one time investment
Fund has no lock-in period

Calculate Returns

Based on past performance of this fund

₹
Your Investment₹3,600
Gain
14.47%₹521
Total Value ₹4,121

Risk Involved

scale
Your principal will be at
Very High Risk

Scheme Information

Asset Under Management
₹199.04 Cr.
Expense Ratio
0.85% (inclusive of GST)
Exit Load
If units are redeemed upto 10% of the units, on or before one year from the date of allotment:Nil 1.00% - If redeemed/switched out within 1 year from the date of allotment. Nil - If redeemed/switched out after 1 year from the date of allotment.

Ratings

ARQ Rating
3.5

Ratings by other agencies

Value Research
5
Crisil
3
Morning Star
5

Tax Implications

Tax on gains as per your income tax bracket

Baroda BNP Paribas Mutual Fund Manager

GS

Gurvinder Singh Wasan

Fund Manager since Oct 2024

JS

Jay Sheth

Fund Manager since Sep 2023

VP

Vikram Pamnani

Fund Manager since Jul 2024

Fund House Details

Baroda BNP Paribas Mutual Fund

Baroda BNP Paribas Mutual Fund

Asset management company

AUM
₹50,753.22 Cr.
No. of Schemes
136
Setup Date
15 April 2004

Peer Comparison

Comparison with other similar funds

Funds3 Y ReturnsARQ Rating
UTI Credit Risk Fund7.9258%
3
Aditya Birla Sun Life Credit Risk Fund11.5743%
5
HSBC Credit Risk Fund11.9601%
2

Schemes by Baroda BNP Paribas Mutual Fund

List of mutual fund schemes by AMC

About Baroda BNP Paribas Credit Risk Fund Direct Growth

The Baroda BNP Paribas Credit Risk Fund Direct Growth is a part of the portfolio managed by Baroda Asset Management India Limited. This fund falls under the category of Debt Funds, specifically the Credit Risk Fund category. These funds primarily invest in fixed-income securities that offer relatively higher interest rates but carry a certain level of credit risk.

Investment Objectives of the Scheme

The main objective of the Baroda BNP Paribas Credit Risk Fund Direct Growth is to generate returns for investors by investing primarily in a diversified portfolio of debt and money market securities. However, it's important to note that credit risk funds like this one tend to invest in lower-rated securities, which can offer higher returns but also come with a higher level of risk.

Key Features of The Fund

5-year return
10.223%
Expense Ratio
0.85%
Fund Manager
Gurvinder Singh Wasan
Fund Size
₹199.04 Cr.
Risk Profile
Moderately High

Is This Scheme Right for Me?

The Baroda BNP Paribas Credit Risk Fund Direct Growth can be suitable for investors who are willing to take on a slightly higher level of risk in pursuit of potentially higher returns compared to traditional fixed deposits or other conservative debt funds. If you have a moderate to high risk tolerance and are looking to diversify your investment portfolio, this fund could be an option to consider.

AMC Contact Details

NameBaroda BNP Paribas Mutual Fund
Launch Date15 April 2004
AddressBaroda BNP Paribas Asset Management India Pvt. Ltd. Crescenzo, 7th Floor, G-Block, Bandra Kurla Complex, Mumbai - 400051
Contact 022 69209600
Emailservice@barodabnpparibasmf.in
Websitehttps://www.barodabnpparibasmf.in/
Disclaimer: Mutual funds are subject to market risk. Read all scheme-related documents carefully to make informed-decision.

Make Use of SIPs for Harnessing the Power of Compounding

To take advantage of compound interest, a lot of investors select Systematic Investment Plans (SIPs) for their mutual fund investments. By establishing a fixed amount of money to be invested every month, averaging the cost per unit over time, and mitigating the effects of market volatility, SIPs enable disciplined investing. Try the free mutual fund SIP calculator from Angel One to plan your investment and get an idea of possible returns.

FAQs

NAV, or Net Asset Value, is the price of a single unit of a mutual fund. It is calculated by dividing the current value of holdings held by the mutual fund scheme at the end of the day by the total number of units issued. The NAV changes every day. The NAV of Baroda BNP Paribas Credit Risk Fund on December 23, 2025, is ₹25.2798
Short for Asset Under Management, AUM means the total assets held by a mutual fund scheme. The AUM of the fund changes every day based on the fluctuation in the price of the underlying assets. Fund houses don't update AUM on a daily basis. They only update it at the end of the month and release it within a few days of the following month. The AUM of Baroda BNP Paribas Credit Risk Fund, is ₹199.04 crore.
The expense ratio is the annual charges you pay to the mutual fund house for managing your investments. It is a percentage of Assets Under Management. It is deducted from the fund's returns. The expense ratio of Baroda BNP Paribas Credit Risk Fund is 0.85%
The Baroda BNP Paribas Credit Risk Fund was launched on January 08, 2015. The fund has delivered a CAGR of undefined since inception.
A Systematic Investment Plan (SIP) in mutual funds allows you to invest small amounts periodically instead of a one-time investment. The frequency of investment can be monthly, quarterly, half-yearly or annually, as per your convenience. The minimum SIP for Baroda BNP Paribas Credit Risk Fund is ₹500.
  1. Make sure you are logged in to Angel One.
  2. Select the type of investment: SIP or one-time.
  3. In case of an SIP, select the amount and date and click ‘Start SIP’. In case of a one-time investment, enter just the amount.
  4. Proceed by clicking the pay button and choosing your mode of payment.
  5. Your portfolio will be updated with this investment in 3-5 working days.
  1. Click on the ‘Invest’ button.
  2. Enter your desired SIP amount and the SIP date.
  3. You can uncheck the ‘Make first payment now’ box if you don’t want to make the payment right away.
  4. Choose your payment method between UPI and Net Banking.
  5. Make your payment.
  6. Your SIP is created.
  1. Once you create an SIP, click on ‘Set up autopay’
  2. Select your desired verification method - debit card, net banking or Aadhar method credentials - and click on submit.
  3. Once you verify the OTP, your mandate request will be created.
  1. Go to the ‘Investments’ section and click on the mutual fund scheme you want to withdraw.
  2. Enter the amount you want to withdraw and tap the ‘Withdraw’ button.
  3. Verify the details on the ‘Confirm withdraw’ screen.
  4. Select the bank account in which you want to receive the funds.
  5. You will receive your funds within three working days of placing the order.
  6. You can track your order in the ‘Orders’ section.

ENTER AMOUNT

₹
₹4,121 in 3Y at 8.6247% returns
SIP Date1st of every month

Your next SIP Payment will be on 23 January 2026

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