3 Year return

9.75%
Launched on January 2015 (9 years)

Investment Details

₹500

Minimum SIP Amount

₹5000

Minimum one time investment

Fund has no lock-in period

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Risk Involved

scale

Your principal will be at

Moderately High Risk

Scheme Information

Asset Under Management

₹149.05 Cr.

Expense Ratio

0.79% (inclusive of GST)

Exit Load

If units are redeemed upto 10% of the units, on or before one year from the date of allotment:Nil 1.00% - If redeemed/switched out within 1 year from the date of allotment. Nil - If redeemed/switched out after 1 year from the date of allotment.

Ratings

ARQ Rating
3.5

Ratings by other agencies

5
3
5

Tax Implications

Withdrawal within 3 years

Tax based on your income tax bracket

Withdrawal after 3 years

20% tax after indexation (adjusting for inflation)

Fund Holdings

Holdings

Baroda BNP Paribas Mutual Fund Managers

AS

Alok Sahoo

Fund Manager since Apr 2022

Fund House Details

Baroda BNP Paribas Mutual Fund

Baroda BNP Paribas Mutual Fund Asset management company

AUM ₹35,646.46 Cr.
No. of Schemes 132
Setup Date NA

Peer Comparison

Comparison with other similar funds

Schemes by Baroda BNP Paribas Mutual Fund

List of mutual fund schemes by AMC

About Baroda BNP Paribas Credit Risk Fund Direct Growth

The Baroda BNP Paribas Credit Risk Fund Direct Growth is a part of the portfolio managed by Baroda Asset Management India Limited. This fund falls under the category of Debt Funds, specifically the Credit Risk Fund category. These funds primarily invest in fixed-income securities that offer relatively higher interest rates but carry a certain level of credit risk.

Investment Objectives of the Scheme

The main objective of the Baroda BNP Paribas Credit Risk Fund Direct Growth is to generate returns for investors by investing primarily in a diversified portfolio of debt and money market securities. However, it's important to note that credit risk funds like this one tend to invest in lower-rated securities, which can offer higher returns but also come with a higher level of risk.

Key Features of The Fund

5-year return 8.46%
Expense Ratio 0.79%
Fund Manager Alok Sahoo
Fund Size ₹149.05 Cr
Risk Profile Moderately High

Is This Scheme Right for Me?

The Baroda BNP Paribas Credit Risk Fund Direct Growth can be suitable for investors who are willing to take on a slightly higher level of risk in pursuit of potentially higher returns compared to traditional fixed deposits or other conservative debt funds. If you have a moderate to high risk tolerance and are looking to diversify your investment portfolio, this fund could be an option to consider.

AMC Contact Details

Name Baroda BNP Paribas Mutual Fund
Launch Date 15 April 2004
Addresss Baroda BNP Paribas Asset Management India Pvt. Ltd. Crescenzo, 7th Floor, G-Block, Bandra Kurla Complex, Mumbai - 400051
Contact 022 69209600
Email service@barodabnpparibasmf.in
Website https://www.barodabnpparibasmf.in/

Disclaimer: Mutual funds are subject to market risk. Read all scheme-related documents carefully to make informed-decision.

Make Use of SIPs for Harnessing the Power of Compounding

To take advantage of compound interest, a lot of investors select Systematic Investment Plans (SIPs) for their mutual fund investments. By establishing a fixed amount of money to be invested every month, averaging the cost per unit over time, and mitigating the effects of market volatility, SIPs enable disciplined investing. Try the free mutual fund SIP calculator from Angel One to plan your investment and get an idea of possible returns.

FAQs

What is today's NAV of Baroda BNP Paribas Credit Risk Fund?

NAV, or Net Asset Value, is the price of a single unit of a mutual fund. It is calculated by dividing the current value of holdings held by the mutual fund scheme at the end of the day by the total number of units issued. The NAV changes every day. The NAV of Baroda BNP Paribas Credit Risk Fund Jun 14 2024 is 22.1849

What is the AUM of Baroda BNP Paribas Credit Risk Fund?

Short for Asset Under Management, AUM means the total assets held by a mutual fund scheme. The AUM of the fund changes every day based on the fluctuation in the price of the underlying assets. Fund houses don't update AUM on a daily basis. They only update it at the end of the month and release it within a few days of the following month. The AUM of Baroda BNP Paribas Credit Risk Fund is 149.05 crore.

What is the expense ratio of Baroda BNP Paribas Credit Risk Fund?

The expense ratio is the annual charges you pay to the mutual fund house for managing your investments. It is a percentage of Assets Under Management. It is deducted from the fund’s returns. The expense ratio of Baroda BNP Paribas Credit Risk Fund is 0.79%

What are the returns of Baroda BNP Paribas Credit Risk Fund since inception?

The Baroda BNP Paribas Credit Risk Fund was launched on Jan 08 2015. The fund has delivered a CAGR of 8.85 since inception.

What is the minimum SIP amount to invest in Baroda BNP Paribas Credit Risk Fund?

A Systematic Investment Plan (SIP) in mutual funds allows you to invest small amounts periodically instead of a one-time investment. The frequency of investment can be monthly, quarterly, half-yearly or annually, as per your convenience. The minimum SIP for Baroda BNP Paribas Credit Risk Fund is 500.

How do I invest in Baroda BNP Paribas Credit Risk Fund?

  1. Make sure you are logged in to Angel One.
  2. Select the type of investment: SIP or one-time.
  3. In case of an SIP, select the amount and date and click ‘Start SIP’. In case of a one-time investment, enter just the amount.
  4. Proceed by clicking the pay button and choosing your mode of payment.
  5. Your portfolio will be updated with this investment in 3-5 working days.

How to start an SIP in Baroda BNP Paribas Credit Risk Fund?

  1. Click on the ‘Invest’ button.
  2. Enter your desired SIP amount and the SIP date.
  3. You can uncheck the ‘Make first payment now’ box if you don’t want to make the payment right away.
  4. Choose your payment method between UPI and Net Banking.
  5. Make your payment.
  6. Your SIP is created.

How do I automate an SIP in Baroda BNP Paribas Credit Risk Fund?

  1. Once you create an SIP, click on ‘Set up autopay’
  2. Select your desired verification method - debit card, net banking or Aadhar method credentials - and click on submit.
  3. Once you verify the OTP, your mandate request will be created.

How can I withdraw/redeem my investment in Baroda BNP Paribas Credit Risk Fund?

  1. Go to the ‘Investments’ section and click on the mutual fund scheme you want to withdraw.
  2. Enter the amount you want to withdraw and tap the ‘Withdraw’ button.
  3. Verify the details on the ‘Confirm withdraw’ screen.
  4. Select the bank account in which you want to receive the funds.
  5. You will receive your funds within three working days of placing the order.
  6. You can track your order in the ‘Orders’ section.