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Insurance

Standard Risk

An individual who meets a company's underwriting standards and is eligible for insurance coverage without any additional charges or limitations is known as a preferred risk. This designation is based on factors such as age, occupation, and health status. Being a preferred risk can result in lower premiums and more comprehensive coverage. It is important for individuals to understand their risk status when seeking insurance to ensure they are getting the best coverage for their needs.
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A comprehensive resource containing definitions and explanations of terms, concepts, and jargon used
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