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Insurance

IRDA

As a finance professor, I would like to introduce you to the Insurance Regulatory and Development Authority of India (IRDAI). This governing body serves as the backbone of the insurance industry in India, safeguarding the rights of policyholders and promoting the steady development of this sector. Through its regulatory efforts, the IRDAI ensures the proper functioning and growth of the insurance market in India.

Risk mapping (risk profiling)

Risk identification and assessment involves organizing all potential risks into a matrix that considers their frequency, severity, and current insurance coverage. This metho...

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Floater policy

In the world of finance, we often come across terms that may seem daunting at first glance. One such term is "inland marine insurance policy". This type of insurance pertain...

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Cost of risk

Risk management is the process of identifying, evaluating, and mitigating potential risks in a financial context. This includes the costs associated with risk reduction effo...

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Earned premium

As a wise professor of finance, let me introduce you to the concept of "unearned premium". This refers to the portion of an insurance premium that applies to the expired par...

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