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Insurance

Graded Premium Policy

This particular type of whole life policy caters to individuals seeking a higher level of life coverage but are unable to afford it at the moment. It involves paying a lower premium rate that gradually increases within the initial three to five years before stabilizing for the remainder of the policy's duration.

Occurrence policy

A type of insurance that covers expenses for occurrences that happen within a specific period, regardless of when the claims are made. This policy provides financial protect...

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Cancelable

A health policy with the possibility of being terminated by the insurer at their discretion, without any specific reason required....

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Mortgage-backed securities

In the world of finance, there exists a category of securities known as investment grade securities. These securities are backed by a pool of mortgages, which means that the...

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Manifestation doctrine

When a claimant's illness or injury is discovered, there is a liability limit in place that offers coverage. This limit is crucial for protecting both the individual and the...

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