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Insurance

Endowment insurance

Welcome everyone, today we will be discussing the concept of life insurance. This is a type of financial protection that guarantees a payout at the end of a specified time period, as long as the insured person is still alive. In case of the unfortunate event of death before the end of the period, the predetermined amount will be paid to the beneficiary. It provides peace of mind to individuals and their loved ones by ensuring financial stability in the face of unexpected circumstances.

Life Expectancy Tables

Mortality tables are an important tool in finance that helps us determine life expectancy. These tables provide statistical data about the likelihood of a person reaching a ...

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Chance of loss

Loss frequency refers to the likelihood of a loss occurring in the long term. It can be measured by comparing the number of expected losses to the total number of potential ...

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Total loss

When an automobile or other property suffers damage to such an extent that the cost of repairing it exceeds its value, we refer to this as a total loss. This can occur due t...

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Claims management

Loss claims are an essential aspect of managing financial risk. As a knowledgeable finance professor, it is imperative for you to understand the functions involved in handl...

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