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Insurance

Endowment insurance

Welcome everyone, today we will be discussing the concept of life insurance. This is a type of financial protection that guarantees a payout at the end of a specified time period, as long as the insured person is still alive. In case of the unfortunate event of death before the end of the period, the predetermined amount will be paid to the beneficiary. It provides peace of mind to individuals and their loved ones by ensuring financial stability in the face of unexpected circumstances.

Total disability

Disability, whether caused by illness or injury, refers to a state in which an individual is unable to engage in any form of work that generates income. This can be a tempor...

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Activities of daily living

Long-term care insurance policies often include specific activities that must be impeded in order for the policyholder to receive payment. These activities, including eating...

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Res ipsa loquitur

The concept of "the thing speaks for itself" is a legal principle that allows the plaintiff to recover damages without having to prove negligence on the part of the defendan...

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Assessable policy

As we delve into the realm of finance, it is important to familiarize ourselves with the concept of assessments. These are additional charges that are imposed on all policyh...

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