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Credit Cards

International Card

As a knowledgeable professor in finance, it is important to understand the concept of an International Card and its benefits. This type of card allows you to use it abroad, where you can spend in the local currency and later settle the dues in Indian rupees. It is subject to a pre-determined credit limit and follows the guidelines set by the Reserve Bank of India for Basic Travel Quota (BTQ) expenses.

Credit Card

A revolving line of credit, determined by the holder's income, can be accessed through a credit card. The credit period, ranging from 20-50 days, is calculated from the bill...

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Issuing Bank

These cards can either be credit, debit or prepaid cards. In the realm of finance, the term "issuer" is used to describe the banks responsible for issuing cards. These card...

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Smart Card

Smart cards, aptly named for their advanced capabilities, are embedded with a computer chip that holds a whopping 16K of memory. These powerful cards have the ability to acc...

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Online Debit Card

Debit cards are a popular form of payment, especially in the digital world. These cards allow for instant deduction of funds from the card holder's bank account. To make a p...

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