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Credit Cards

International Card

As a knowledgeable professor in finance, it is important to understand the concept of an International Card and its benefits. This type of card allows you to use it abroad, where you can spend in the local currency and later settle the dues in Indian rupees. It is subject to a pre-determined credit limit and follows the guidelines set by the Reserve Bank of India for Basic Travel Quota (BTQ) expenses.

Free Credit Period

In the world of finance, there exists a concept known as a free credit period. This period, typically lasting between 20 to 50 days, is a time frame in which the card holder...

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VISA

These cards can be used to make purchases at various merchants and establishments globally. VISA cards, a product of VISA, USA, are distributed by banks and financial instit...

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Minimum Payment

As a finance professor, it is imperative to understand the concept of minimum payment in credit cards. This refers to the minimum amount that a card holder must pay in order...

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Reward Points

Credit card companies have implemented a clever tactic to incentivize card usage - reward points. For instance, Citibank card holders earn one point for every 100 rupees spe...

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