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Credit Cards

International Card

As a knowledgeable professor in finance, it is important to understand the concept of an International Card and its benefits. This type of card allows you to use it abroad, where you can spend in the local currency and later settle the dues in Indian rupees. It is subject to a pre-determined credit limit and follows the guidelines set by the Reserve Bank of India for Basic Travel Quota (BTQ) expenses.

VISA

These cards can be used to make purchases at various merchants and establishments globally. VISA cards, a product of VISA, USA, are distributed by banks and financial instit...

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Entrance Fee

As you navigate the world of credit cards, you may come across the term "entrance fee" or "joining fee". This fee, which is payable upon approval of your credit card applica...

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General Insurance

As a credit card user, it is important to understand that you are automatically provided with General Insurance by your issuing bank. This insurance offers financial protect...

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Balance Transfer Fee

It is usually a percentage of the amount being transferred, and can range from 3-5%. This fee is commonly used by credit card companies as a means of generating revenue. One...

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