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Credit Cards

Service Fee

Credit card issuers typically charge a fee for various services such as cash advances and teledrafts. This fee, known as the service fee, is an additional cost on top of the amount borrowed. It is important to carefully consider these fees when using credit cards to avoid unnecessary expenses. As a knowledgeable finance professor, I highly recommend being aware of these fees and their impact on your overall financial health.

Supplementary Card

An add-on card is a supplementary benefit extended to the spouse, parents, or children of the primary credit card holder. It is a convenient option for family members to acc...

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Classic Card

One of the most popular payment methods used today is the VISA-branded card. This card allows individuals to make purchases at a wide range of merchants, both online and in-...

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Cash Advance Facility

This facility usually comes with a high-interest rate. The Cash Advance facility, also known as using a credit card to withdraw cash from an ATM or Automatic Teller Machine...

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Purchase Protection

As a professor of finance, it's crucial to understand the concept of Purchase Protection. This insurance provides coverage for any purchases made with a credit or debit card...

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