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Credit Cards

Default

In finance, default refers to the failure to make timely payments as per the signed agreement between a cardholder and their bank. When an account is in default, the issuing bank has the right to charge a higher interest rate as a penalty for the missed payments. It is important to understand the terms and conditions of your credit card to avoid defaulting and incurring additional charges.

Platinum Card

Platinum, a metal more highly valued than gold, parallels the concept of Platinum Cards in the realm of finance. These credit cards boast elevated spending limits and luxuri...

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Offline Debit Card

In the world of finance, we often come across terms that may seem daunting at first glance. One such term is "offline debit cards." Let's break it down. To put it simply, ...

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Lost Card Liability

As a responsible financial consumer, it is crucial to understand the procedure for dealing with a lost or stolen card. In such an unfortunate event, the first step is to pro...

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Gold Card

In the world of finance, it is important to understand the terminology used by card issuing banks. Three common terms used to distinguish between levels of services are Gold...

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