On August 5, 2026, PB Fintech Limited released its consolidated unaudited financial results for the quarter ending June 30, 2026, as per the exchange filings.
The company reported a total income of ₹1,981.32 crore and net profit of ₹162.91 crore for the quarter ended June 30, 2026.
For the quarter ended June 30, 2026, PB Fintech reported a total income of ₹1,981.32 crore. This figure represents a 36.9% increase on a year-on-year basis when compared to the ₹1,446.75 crore reported in the same quarter of 2025.
When evaluated on a quarter-on-quarter basis, the total income decreased by 8.5% from the ₹2,165.64 crore recorded in the quarter ended March 31, 2026.
The net profit or Profit After Tax (PAT) for the June 2026 quarter reached ₹162.91 crore. This demonstrates a 92.5% rise year on year from the ₹84.65 crore reported during the quarter ended June 30, 2025.
In comparison to the preceding quarter ended March 31, 2026, where the net profit stood at ₹261.16 crore, the current quarter shows a decrease of 37.6%.
The company provided details regarding its consolidated financial standing for the full year of FY26. During this period, the total income for PB Fintech stood at ₹7,166.45 crore. Furthermore, the net profit or Profit After Tax for the entire FY26 reached ₹670.13 crore.
The platform's total insurance premium surged 41% year-on-year to ₹8,372 crore, propelled by a 53% increase in new protection premiums spanning health and term insurance. Core online insurance revenue spiked 46% to ₹1,067 crore.
Furthermore, the company reported that its high-margin core renewal and trail revenue reached an annualized run rate (ARR) of ₹999 crore, growing 48% year-on-year and establishing a steady base for long-term operational profit.
Paisabazaar, the company's credit marketplace, witnessed an increase in credit revenue by 25% year-on-year to ₹127 crore for the quarter. Total lending disbursals grew to ₹4,366 crore, with core online loan disbursals expanding 33% to ₹2,776 crore.
Out of the total ₹8,372 crore premium, core online businesses (Policybazaar and Paisabazaar) accounted for ₹5,755 crore, while new initiatives generated ₹2,617 crore. Core businesses generated ₹1,194 crore in revenue and an adjusted EBITDA of ₹222 crore.
Meanwhile, new initiatives including PB Partners, PB for Business, and UAE operations recorded ₹694 crore in revenue, with adjusted EBITDA margins improving from -6% to -5% year-on-year.
PB Fintech demonstrated considerable operating leverage, with its total non-GAAP contribution growing 48% year-on-year to ₹549 crore.
The company's agent aggregator platform, PB Partners, expanded its active partner count by 55% to 1.13 lakh advisors across 19,000 pin codes.
This growth was heavily supported by the proprietary PB AI Operating System, which automated the processing of over 21 lakh daily calls and 7 lakh documents, optimizing advisor productivity.
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As of August 06, 2026, at 10:29 AM, PB Fintech share price on NSE was trading at ₹1,644.10, up by 1.49% from the previous closing price.
PB Fintech reported a total income of ₹1,981.32 crore and a net profit of ₹162.91 crore for the quarter ended June 30, 2026, alongside annual totals of ₹7,166.45 crore and ₹670.13 crore respectively for FY26.
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Published on: Aug 6, 2026, 10:50 AM IST
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