On July 24, 2026, DCB Bank Limited released its unaudited financial results for the quarter ending June 30, 2026, as per the exchange filings.
The bank reported a total income of ₹2,180.64 crore and net profit of ₹213.20 crore for the quarter ending June 30, 2026.
In the June 2026 quarter, DCB Bank reported a total income of ₹2,180.64 crore, marking a 6.4% increase compared to ₹2,049.69 crore in the same quarter of the previous year.
Additionally, the income saw a 2.9% rise from the ₹2,118.78 crore recorded in the March 2026 quarter.
In the June 2026 quarter, The Bank's net profit increased by 35.6% YoY, reaching ₹213.20 crore, up from ₹157.26 crore in the corresponding quarter of the previous year.
The net profit also showed a 3.7% increase from ₹205.65 crore in the March 2026 quarter.
The bank's financial performance for the fiscal year 2026 further highlights its growth trajectory. The total income for FY26 stood at ₹8,259.60 crore, while the net profit for the same period was ₹731.56 crore.
DCB Bank has reported its highest-ever quarterly Profit After Tax (PAT) of ₹213.20 crore for the first quarter ended June 30, 2026. This represents a robust 36% year-on-year growth compared to the ₹157 crore posted in Q1 FY2026.
The bank has successfully achieved record profitability for the fourth consecutive quarter, driven by an expansion in key earnings metrics and a 2.05% improvement in return on equity (ROE) since last year.
The bank maintained double-digit growth momentum across both sides of its balance sheet during the quarter. Total deposits jumped 20% year-on-year to reach ₹74,482 crore, up from ₹62,039 crore in the previous year's opening quarter.
Concurrently, net advances grew by 17% year-on-year to ₹59,951 crore, positioning total core bank assets at ₹88,752 crore.
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DCB Bank marked significant improvements across its portfolio quality, recording lower overall credit costs. The Gross Non-Performing Asset (NPA) ratio fell to 2.43% from 2.98% in June 2025, showing consistent sequential improvement.
Similarly, the Net NPA ratio dropped from 1.22% to 0.84% year-on-year, while the total Provision Coverage Ratio (PCR) strengthened securely to 79.81%.
Net Interest Income (NII) for the quarter expanded safely to ₹684 crore from ₹581 crore in Q1 FY2026, driven by higher interest inflows.
Operating profit rose sequentially to ₹344 crore, supported by an optimised cost-to-average-assets ratio hovering at historical lows. The bank successfully scaled down provisions (other than tax) to ₹57 crore from ₹115 crore in the corresponding quarter last year.
The lender remains well-capitalized to fund its upcoming growth targets while maintaining high compliance safety buffers. The overall Capital Adequacy Ratio (CAR) stood strong at 17.03% under Basel III regulations as of June 30, 2026. This solid foundation comprises a highly protective Tier I capital ratio of 14.90% and a Tier II ratio of 2.13%.
As of July 27, 2026, at 10:13 AM, DCB Bank share price on NSE was trading at ₹194.10, up by 4.22% from the previous closing price.
DCB Bank's total income for the June 2026 quarter increased by 6.4% YoY to ₹2,180.64 crore, and net profit rose by 35.6% YoY to ₹213.20 crore. For FY26, total income was ₹8,259.60 crore, with a net profit of ₹731.56 crore.
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Published on: Jul 27, 2026, 10:38 AM IST
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