How Much Corpus Can You Create with a ₹5,000 SIP in the Nifty 50 Index Fund?

Written by: Kusum KumariUpdated on: 30 Sept 2025, 10:49 pm IST

Invest ₹5,000/month in a Nifty 50 Index Fund; over 5–10 years, disciplined SIPs can grow into a substantial corpus with consistent long-term returns.

The Nifty 50 is a benchmark index representing 50 of the largest and most liquid companies listed on the National Stock Exchange (NSE). Covering major sectors such as financial services, IT, oil & gas, FMCG, and automobiles, it reflects the overall performance of the Indian economy.

Current Performance Snapshot

As of September 29, 2025, the Nifty 50 stands at ₹24,611, with a market capitalisation of over ₹1,96,10,251 crore. Key statistics include:

P/E Ratio: 21.6
Price-to-Book Ratio: 3.29
Dividend Yield: 1.37%
5-Year CAGR: 16.9%
10-Year CAGR: 12.0%

Why Invest Through a SIP?

Investing ₹5,000 every month in a Nifty 50 Index Fund allows investors to benefit from rupee-cost averaging and compounding. A SIP smoothens market volatility, enabling disciplined investing without the stress of timing the market.

SIP Growth Over 5 and 10 Years

Assuming a consistent ₹5,000 monthly SIP, here’s how your investment could grow based on historical CAGRs:

Investment Period	CAGR	Total Invested	Estimated Corpus*
5 Years	16.9%	₹3,00,000	₹4,84,000
10 Years	12.0%	₹6,00,000	₹12,15,000

You can begin your investment journey with new options like the Angel One Nifty 50 Index Fund.

Conclusion

Index funds have become an effective investment choice, particularly for investors looking for simplicity, low costs, and reliable long-term growth. The Nifty 50 index funds mentioned above have consistently delivered returns of approximately 18% over the last five years.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Mutual Fund investments in the securities market are subject to market risks, read all the related documents carefully before investing.

Published on: Sep 30, 2025, 5:19 PM IST

Kusum Kumari

Kusum Kumari is a Content Writer with 4 years of experience in simplifying financial market concepts. Currently crafting insightful content at Angel One, She specialise in breaking down complex topics into easy-to-understand pieces, blending expertise in market fundamentals and technical analysis.

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