DEBT•OVERNIGHT FUND
UTI Overnight Fund
3 Year return
6.14%
NAV on August 11, 2026
3755.574
1D Returns
+1.54%
Launched on January 2013(13 years)
Investment Details
₹500
Minimum SIP Amount
₹500
Minimum one time investment
Fund has no lock-in period
Calculate Returns
Based on past performance of this fund
₹
Your Investment₹3,600
Gain
10.06%₹362
Total Value ₹3,962
Risk Involved
Your principal will be at
Very High Risk
Scheme Information
Asset Under Management
₹4,264.27 Cr.
Expense Ratio
0.09% (inclusive of GST)
Exit Load
Nil
Ratings
4.5
Ratings by other agencies
Value Research
3
Crisil
0
Morning Star
0
Tax Implications
Tax on gains as per your income tax bracket
UTI Mutual Fund Manager
JB
Jaydeep Bhowal
Fund Manager since Nov 2025
Fund House Details
UTI Mutual Fund
Asset management company
AUM
₹3,94,847.58 Cr.
No. of Schemes
261
Setup Date
January 2003
Peer Comparison
Comparison with other similar funds
| Funds | 3 Y Returns | ARQ Rating |
|---|---|---|
| Bank of India Overnight Fund | 6.2744% | 0 |
| Axis Overnight Fund | 6.1692% | 5 |
| Mirae Asset Overnight Fund | 6.1508% | 3.5 |
Schemes by UTI Mutual Fund
List of mutual fund schemes by AMC
Funds
3 Years Returns
The UTI Overnight Fund Direct Plan Growth is managed by UTI Mutual Fund, one of the well-known Asset Management Companies (AMCs) in India. This particular fund falls under the category of debt mutual funds. Debt funds mainly invest in fixed-income securities like government bonds, corporate bonds, and money market instruments.
Investment Objectives of the Scheme
The primary objective of the UTI Overnight Fund Direct Plan Growth is to generate reasonable returns with a high level of safety and liquidity by investing in overnight securities. Overnight securities are short-term debt instruments with a maturity of one day. Since the investment horizon is very short, these funds are considered to be low-risk options.
Key Features of The Fund
5-year return
5.6667%
Expense Ratio
0.09%
Fund Manager
Jaydeep Bhowal
Fund Size
₹4264.27 Cr.
Risk Profile
Low
Is This Scheme Right for Me?
The UTI Overnight Fund Direct Plan Growth is suitable for investors who are looking for a very short-term parking option for their surplus funds. It is ideal for individuals who want to earn slightly higher returns than keeping their money in savings accounts or fixed deposits, without taking on high levels of risk. It's also a good choice for those who prioritize safety and liquidity over high returns.
AMC Contact Details
| Name | UTI Mutual Fund |
| Launch Date | January 2003 |
| Address | First Floor, Unit No. 2, Block ‘B’, JVPD Scheme, Gulmohar Cross Road No. 9, Andheri (West), Mumbai – 400049. |
| Contact | 1800 266 1230(+91) 022 6227 8000022 – 68990800 |
| service@uti.co.in | |
| Website | https://www.utimf.com/ |
Disclaimer: Mutual funds are subject to market risk. Read all scheme-related documents carefully to make informed-decision.
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FAQs
What is today's NAV of UTI Overnight Fund?
NAV, or Net Asset Value, is the price of a single unit of a mutual fund. It is calculated by dividing the current value of holdings held by the mutual fund scheme at the end of the day by the total number of units issued. The NAV changes every day. The NAV of UTI Overnight Fund on August 11, 2026, is ₹3755.574
What is the AUM of UTI Overnight Fund?
Short for Asset Under Management, AUM means the total assets held by a mutual fund scheme. The AUM of the fund changes every day based on the fluctuation in the price of the underlying assets. Fund houses don't update AUM on a daily basis. They only update it at the end of the month and release it within a few days of the following month. The AUM of UTI Overnight Fund, is ₹4264.27 crore.
What is the expense ratio of UTI Overnight Fund?
The expense ratio is the annual charges you pay to the mutual fund house for managing your investments. It is a percentage of Assets Under Management. It is deducted from the fund's returns. The expense ratio of UTI Overnight Fund is 0.09%
What are the returns of UTI Overnight Fund since inception?
The UTI Overnight Fund was launched on January 01, 2013. The fund has delivered a CAGR of undefined since inception.
What is the minimum SIP amount to invest in UTI Overnight Fund?
A Systematic Investment Plan (SIP) in mutual funds allows you to invest small amounts periodically instead of a one-time investment. The frequency of investment can be monthly, quarterly, half-yearly or annually, as per your convenience. The minimum SIP for UTI Overnight Fund is ₹500.
How do I invest in UTI Overnight Fund?
- Make sure you are logged in to Angel One.
- Select the type of investment: SIP or one-time.
- In case of an SIP, select the amount and date and click ‘Start SIP’. In case of a one-time investment, enter just the amount.
- Proceed by clicking the pay button and choosing your mode of payment.
- Your portfolio will be updated with this investment in 3-5 working days.
How to start an SIP in UTI Overnight Fund?
- Click on the ‘Invest’ button.
- Enter your desired SIP amount and the SIP date.
- You can uncheck the ‘Make first payment now’ box if you don’t want to make the payment right away.
- Choose your payment method between UPI and Net Banking.
- Make your payment.
- Your SIP is created.
How do I automate an SIP in UTI Overnight Fund?
- Once you create an SIP, click on ‘Set up autopay’
- Select your desired verification method - debit card, net banking or Aadhar method credentials - and click on submit.
- Once you verify the OTP, your mandate request will be created.
How can I withdraw/redeem my investment in UTI Overnight Fund?
- Go to the ‘Investments’ section and click on the mutual fund scheme you want to withdraw.
- Enter the amount you want to withdraw and tap the ‘Withdraw’ button.
- Verify the details on the ‘Confirm withdraw’ screen.
- Select the bank account in which you want to receive the funds.
- You will receive your funds within three working days of placing the order.
- You can track your order in the ‘Orders’ section.
ENTER AMOUNT
₹
₹3,962 in 3Y at 6.1393% returns
SIP Date1st of every month
Your next SIP Payment will be on 11 September 2026
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