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DEBT•OVERNIGHT FUND

DSP Overnight Fund

3 Year return

6.41%
NAV on December 31, 2025
1424.5419
1D Returns
+0.21%
Launched on January 2019(6 years)

Investment Details

₹100
Minimum SIP Amount
₹100
Minimum one time investment
Fund has no lock-in period

Calculate Returns

Based on past performance of this fund

₹
Your Investment₹3,600
Gain
10.53%₹379
Total Value ₹3,979

Risk Involved

scale
Your principal will be at
Very High Risk

Scheme Information

Asset Under Management
₹2,637.05 Cr.
Expense Ratio
0.06% (inclusive of GST)
Exit Load
Nil

Ratings

ARQ Rating
4.5

Ratings by other agencies

Value Research
3
Crisil
0
Morning Star
0

Tax Implications

Tax on gains as per your income tax bracket

DSP Mutual Fund Manager

KM

Karan Mundhara

Fund Manager since May 2021

SV

Shalini Vasanta

Fund Manager since Aug 2024

SG

Shantanu Godambe

Fund Manager since Jan 2026

Fund House Details

DSP Mutual Fund

DSP Mutual Fund

Asset management company

AUM
₹2,12,960.15 Cr.
No. of Schemes
208
Setup Date
1996

Peer Comparison

Comparison with other similar funds

Funds3 Y ReturnsARQ Rating
Bank of India Overnight Fund6.4956%
0
Mirae Asset Overnight Fund6.4273%
3.5
Axis Overnight Fund6.4405%
5

Schemes by DSP Mutual Fund

List of mutual fund schemes by AMC

Funds
3 Years Returns
DSP Mutual Fund logo

Debt . Gilt Fund with 10 year Constant duration

DSP 10Y G-Sec Fund Direct Plan Growth
7.8746%
DSP Mutual Fund logo

Debt . Gilt Fund with 10 year Constant duration

DSP 10Y G-Sec Fund Direct Plan IDCW Monthly Payout
7.628%
DSP Mutual Fund logo

Debt . Gilt Fund with 10 year Constant duration

DSP 10Y G-Sec Fund Direct Plan IDCW Monthly Reinvestment
7.628%
DSP Mutual Fund logo

Debt . Gilt Fund with 10 year Constant duration

DSP 10Y G-Sec Fund Direct Plan IDCW Payout
7.4142%
DSP Mutual Fund logo

Debt . Gilt Fund with 10 year Constant duration

DSP 10Y G-Sec Fund Direct Plan IDCW Quarterly Payout
7.8342%

About DSP Overnight Fund Direct Plan Growth

The DSP Overnight Fund Direct Plan Growth is a mutual fund offered by DSP Mutual Fund. This specific fund falls within the category of overnight funds. The DSP Overnight Fund Direct Plan Growth is an open-ended fund. As an open-ended fund, you have the flexibility to buy and redeem units of the fund on any business day. This provides liquidity and convenience, allowing you to manage your short-term cash needs efficiently. The fund's expense ratio is lower than the category average. This means that the fund charges lower fees, which can help improve your returns.

Investment Objective of the Scheme

The primary objective of the DSP Overnight Fund Direct Plan Growth is to provide investors with a safe and liquid investment option for their short-term funds. The fund predominantly invests in very short-term debt and money market instruments with a maturity of one day. Its primary aim is to offer stability and returns in line with the prevailing money market rates.

Key Features of The Fund

5-year return
5.4198%
Expense Ratio
0.06%
Fund Manager
Karan Mundhara
Fund Size
₹2637.05 Cr.
Risk Profile
Low

Is This Scheme Right for Me?

This fund could be suitable for investors who have surplus funds that they want to invest on a short-term basis while aiming for safety and liquidity. It might appeal to individuals or businesses that are looking for an alternative to parking their funds in savings accounts, with the potential to earn slightly higher returns on their idle funds for a short duration. Investors who prioritize capital preservation and have a need for very short-term liquidity might find this fund interesting.

AMC Contact Details

NameDSP Mutual Fund
Launch DateN/A
AddressN/A
ContactN/A
EmailN/A
WebsiteN/A
Disclaimer: Mutual funds are subject to market risk. Read all scheme-related documents carefully to make informed-decision.

Combat Inflation with SIP Investments

Compound growth and steady contributions through SIPs balance the negative effects of inflation, guaranteeing that your money increases faster than inflation. Use Angel One's free SIP calculator online to estimate potential returns and plan your inflation-hedging investment strategy effectively.

FAQs

NAV, or Net Asset Value, is the price of a single unit of a mutual fund. It is calculated by dividing the current value of holdings held by the mutual fund scheme at the end of the day by the total number of units issued. The NAV changes every day. The NAV of DSP Overnight Fund on December 31, 2025, is ₹1424.5419
Short for Asset Under Management, AUM means the total assets held by a mutual fund scheme. The AUM of the fund changes every day based on the fluctuation in the price of the underlying assets. Fund houses don't update AUM on a daily basis. They only update it at the end of the month and release it within a few days of the following month. The AUM of DSP Overnight Fund, is ₹2637.05 crore.
The expense ratio is the annual charges you pay to the mutual fund house for managing your investments. It is a percentage of Assets Under Management. It is deducted from the fund's returns. The expense ratio of DSP Overnight Fund is 0.06%
The DSP Overnight Fund was launched on January 07, 2019. The fund has delivered a CAGR of undefined since inception.
A Systematic Investment Plan (SIP) in mutual funds allows you to invest small amounts periodically instead of a one-time investment. The frequency of investment can be monthly, quarterly, half-yearly or annually, as per your convenience. The minimum SIP for DSP Overnight Fund is ₹100.
  1. Make sure you are logged in to Angel One.
  2. Select the type of investment: SIP or one-time.
  3. In case of an SIP, select the amount and date and click ‘Start SIP’. In case of a one-time investment, enter just the amount.
  4. Proceed by clicking the pay button and choosing your mode of payment.
  5. Your portfolio will be updated with this investment in 3-5 working days.
  1. Click on the ‘Invest’ button.
  2. Enter your desired SIP amount and the SIP date.
  3. You can uncheck the ‘Make first payment now’ box if you don’t want to make the payment right away.
  4. Choose your payment method between UPI and Net Banking.
  5. Make your payment.
  6. Your SIP is created.
  1. Once you create an SIP, click on ‘Set up autopay’
  2. Select your desired verification method - debit card, net banking or Aadhar method credentials - and click on submit.
  3. Once you verify the OTP, your mandate request will be created.
  1. Go to the ‘Investments’ section and click on the mutual fund scheme you want to withdraw.
  2. Enter the amount you want to withdraw and tap the ‘Withdraw’ button.
  3. Verify the details on the ‘Confirm withdraw’ screen.
  4. Select the bank account in which you want to receive the funds.
  5. You will receive your funds within three working days of placing the order.
  6. You can track your order in the ‘Orders’ section.

ENTER AMOUNT

₹
₹3,979 in 3Y at 6.4144% returns
SIP Date1st of every month

Your next SIP Payment will be on 31 January 2026

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