DEBT•BANKING AND PSU FUND
DSP Banking and PSU Debt Fund
3 Year return
7.25%
NAV on August 09, 2026
26.3984
1D Returns
+0.01%
Launched on September 2013(13 years)
Investment Details
₹100
Minimum SIP Amount
₹100
Minimum one time investment
Fund has no lock-in period
Calculate Returns
Based on past performance of this fund
₹
Your Investment₹3,600
Gain
12%₹432
Total Value ₹4,032
Risk Involved
Your principal will be at
Very High Risk
Scheme Information
Asset Under Management
₹3,304.23 Cr.
Expense Ratio
0.33% (inclusive of GST)
Exit Load
Nil
Ratings
2.5
Ratings by other agencies
Value Research
3
Crisil
4
Morning Star
4
Tax Implications
Tax on gains as per your income tax bracket
DSP Mutual Fund Manager
SY
Sandeep Yadav
Fund Manager since Aug 2024
SG
Shantanu Godambe
Fund Manager since Jun 2023
Fund House Details
DSP Mutual Fund
Asset management company
AUM
₹2,33,296.27 Cr.
No. of Schemes
224
Setup Date
1996
Peer Comparison
Comparison with other similar funds
| Funds | 3 Y Returns | ARQ Rating |
|---|---|---|
| UTI Banking and PSU Fund | 7.4063% | 4 |
| ICICI Prudential Banking and PSU Debt Fund | 7.5687% | 5 |
| Kotak Banking and PSU Debt | 7.6042% | 5 |
Schemes by DSP Mutual Fund
List of mutual fund schemes by AMC
Funds
3 Years Returns
Debt . Gilt Fund with 10 year Constant duration
DSP 10Y G-Sec Fund Direct Plan IDCW Quarterly Payout6.9357%
Debt . Gilt Fund with 10 year Constant duration
DSP 10Y G-Sec Fund Direct Plan IDCW Monthly Payout6.7918%
Debt . Gilt Fund with 10 year Constant duration
DSP 10Y G-Sec Fund Direct Plan IDCW Monthly Reinvestment6.7918%
The DSP Banking and PSU Debt Fund Direct Plan Growth is managed by DSP Investment Managers Pvt. Ltd., one of the prominent Asset Management Companies (AMC) in India. This fund falls under the debt category and is specifically designed to invest in debt instruments issued by banking and public sector undertakings (PSUs).
Investment Objectives of the Scheme
The primary objective of the DSP Banking and PSU Debt Fund is to generate stable returns by investing predominantly in debt and money market instruments issued by banks and PSUs. These investments typically carry lower risk compared to other debt instruments, making it suitable for investors looking for relatively stable income and capital preservation.
Key Features of The Fund
5-year return
6.1999%
Expense Ratio
0.33%
Fund Manager
Sandeep Yadav
Fund Size
₹3304.23 Cr.
Risk Profile
Moderately Low
Is This Scheme Right for Me?
This fund can be a good fit for investors seeking a balance between moderate returns and relatively lower risk. If you're someone looking for regular income with the potential for capital appreciation and prefer investing in debt instruments issued by reliable banks and PSUs, this fund could align with your financial goals.
AMC Contact Details
| Name | DSP Mutual Fund |
| Launch Date | N/A |
| Address | N/A |
| Contact | N/A |
| N/A | |
| Website | N/A |
Disclaimer: Mutual funds are subject to market risk. Read all scheme-related documents carefully to make informed-decision.
Make Use of SIPs for Harnessing the Power of Compounding
To take advantage of compound interest, a lot of investors select Systematic Investment Plans (SIPs) for their mutual fund investments. By establishing a fixed amount of money to be invested every month, averaging the cost per unit over time, and mitigating the effects of market volatility, SIPs enable disciplined investing. Try the free mutual fund SIP calculator from Angel One to plan your investment and get an idea of possible returns.
FAQs
What is today's NAV of DSP Banking and PSU Debt Fund?
NAV, or Net Asset Value, is the price of a single unit of a mutual fund. It is calculated by dividing the current value of holdings held by the mutual fund scheme at the end of the day by the total number of units issued. The NAV changes every day. The NAV of DSP Banking and PSU Debt Fund on August 09, 2026, is ₹26.3984
What is the AUM of DSP Banking and PSU Debt Fund?
Short for Asset Under Management, AUM means the total assets held by a mutual fund scheme. The AUM of the fund changes every day based on the fluctuation in the price of the underlying assets. Fund houses don't update AUM on a daily basis. They only update it at the end of the month and release it within a few days of the following month. The AUM of DSP Banking and PSU Debt Fund, is ₹3304.23 crore.
What is the expense ratio of DSP Banking and PSU Debt Fund?
The expense ratio is the annual charges you pay to the mutual fund house for managing your investments. It is a percentage of Assets Under Management. It is deducted from the fund's returns. The expense ratio of DSP Banking and PSU Debt Fund is 0.33%
What are the returns of DSP Banking and PSU Debt Fund since inception?
The DSP Banking and PSU Debt Fund was launched on September 10, 2013. The fund has delivered a CAGR of undefined since inception.
What is the minimum SIP amount to invest in DSP Banking and PSU Debt Fund?
A Systematic Investment Plan (SIP) in mutual funds allows you to invest small amounts periodically instead of a one-time investment. The frequency of investment can be monthly, quarterly, half-yearly or annually, as per your convenience. The minimum SIP for DSP Banking and PSU Debt Fund is ₹100.
How do I invest in DSP Banking and PSU Debt Fund?
- Make sure you are logged in to Angel One.
- Select the type of investment: SIP or one-time.
- In case of an SIP, select the amount and date and click ‘Start SIP’. In case of a one-time investment, enter just the amount.
- Proceed by clicking the pay button and choosing your mode of payment.
- Your portfolio will be updated with this investment in 3-5 working days.
How to start an SIP in DSP Banking and PSU Debt Fund?
- Click on the ‘Invest’ button.
- Enter your desired SIP amount and the SIP date.
- You can uncheck the ‘Make first payment now’ box if you don’t want to make the payment right away.
- Choose your payment method between UPI and Net Banking.
- Make your payment.
- Your SIP is created.
How do I automate an SIP in DSP Banking and PSU Debt Fund?
- Once you create an SIP, click on ‘Set up autopay’
- Select your desired verification method - debit card, net banking or Aadhar method credentials - and click on submit.
- Once you verify the OTP, your mandate request will be created.
How can I withdraw/redeem my investment in DSP Banking and PSU Debt Fund?
- Go to the ‘Investments’ section and click on the mutual fund scheme you want to withdraw.
- Enter the amount you want to withdraw and tap the ‘Withdraw’ button.
- Verify the details on the ‘Confirm withdraw’ screen.
- Select the bank account in which you want to receive the funds.
- You will receive your funds within three working days of placing the order.
- You can track your order in the ‘Orders’ section.
ENTER AMOUNT
₹
₹4,032 in 3Y at 7.2499% returns
SIP Date1st of every month
Your next SIP Payment will be on 10 September 2026
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