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HYBRID•CONSERVATIVE HYBRID FUND

Bank of India Conservative Hybrid Fund

3 Year return

7.81%
NAV on December 12, 2025
36.9693
1D Returns
+0.02%
Launched on January 2013(12 years)

Investment Details

₹1000
Minimum SIP Amount
₹10000
Minimum one time investment
Fund has no lock-in period

Calculate Returns

Based on past performance of this fund

₹
Your Investment₹3,600
Gain
13%₹468
Total Value ₹4,068

Risk Involved

scale
Your principal will be at
Very High Risk

Scheme Information

Asset Under Management
₹65.78 Cr.
Expense Ratio
1.45% (inclusive of GST)
Exit Load
For redemption/switch out - of upto 10% of the initial units allotted - within 1 year from the date of allotment: NIL 1:00% - If redeemed/switched out within 1 year from the date of allotment. Nil - If redeemed/switched out after 1 year from the date of allotment.

Ratings

ARQ Rating
4

Ratings by other agencies

Value Research
4
Crisil
3
Morning Star
4

Tax Implications

Tax on gains as per your income tax bracket

Bank of India Mutual Fund Manager

AS

Alok Singh

Fund Manager since Oct 2024

Fund House Details

Bank of India Mutual Fund

Bank of India Mutual Fund

Asset management company

AUM
₹13,428.5 Cr.
No. of Schemes
74
Setup Date
March 2008

Peer Comparison

Comparison with other similar funds

Funds3 Y ReturnsARQ Rating
Kotak Debt Hybrid10.9669%
4.5
Aditya Birla Sun Life Regular Savings Fund / Payment9.7895%
4.5
Aditya Birla Sun Life Regular Savings Fund / Payment9.7895%
4.5

Schemes by Bank of India Mutual Fund

List of mutual fund schemes by AMC

About Bank of India Conservative Hybrid Fund Direct Plan Growth

The Bank of India Conservative Hybrid Fund Direct Plan Growth is an open-ended hybrid mutual fund scheme that invests in a portfolio of equity and debt securities. The fund's asset allocation is managed to provide a balanced mix of income and capital appreciation. The fund is managed by Bank of India Mutual Fund, one of the leading asset management companies in India.

Investment Objectives of the Scheme

The investment objective of the Bank of India Conservative Hybrid Fund Direct Plan Growth is to generate income and capital appreciation for its investors by investing in a diversified portfolio of equity and debt securities.

Key Features of The Fund

5-year return
11.054%
Expense Ratio
1.45%
Fund Manager
Alok Singh
Fund Size
₹65.78 Cr.
Risk Profile
Moderate

Is This Scheme Right for Me?

The Bank of India Conservative Hybrid Fund Direct Plan Growth is a good option for investors who are looking for a balanced investment that can generate income and capital appreciation. The fund is suitable for investors who have a low to medium risk tolerance and who are looking for a relatively stable investment. However, it is important to note that the fund is not a risk-free investment. The fund's returns can go down as well as up. Investors should only invest in the fund if they are comfortable with the risk of losing money.

AMC Contact Details

NameBank of India Mutual Fund
Launch DateMarch 2008
AddressBank of India Investment Managers Private Limited, B/204, Tower 1, Peninsula Corporate Park, Ganpatrao Kadam Marg, Lower Parel, Mumbai - 400013.
Contact022-612490001800 - 266 - 2676 1800 - 103 – 226391-22-61249024
Emailservice@boimf.in
Websitehttps://www.boimf.in/
Disclaimer: Mutual funds are subject to market risk. Read all scheme-related documents carefully to make informed-decision.

Take the Guessing out of Investing

Compounding in SIP can make it difficult to estimate the expected returns in a mutual fund. The process of guessing can be replaced with estimating as Angel One's free SIP calculator gives you the approximate amount to be expected. The SIP calculator online takes into consideration the principle of compounding and gives your return amount depending on variables such as years, SIP amount as well as the expected rate of return.

FAQs

NAV, or Net Asset Value, is the price of a single unit of a mutual fund. It is calculated by dividing the current value of holdings held by the mutual fund scheme at the end of the day by the total number of units issued. The NAV changes every day. The NAV of Bank of India Conservative Hybrid Fund on December 12, 2025, is ₹36.9693
Short for Asset Under Management, AUM means the total assets held by a mutual fund scheme. The AUM of the fund changes every day based on the fluctuation in the price of the underlying assets. Fund houses don't update AUM on a daily basis. They only update it at the end of the month and release it within a few days of the following month. The AUM of Bank of India Conservative Hybrid Fund, is ₹65.78 crore.
The expense ratio is the annual charges you pay to the mutual fund house for managing your investments. It is a percentage of Assets Under Management. It is deducted from the fund's returns. The expense ratio of Bank of India Conservative Hybrid Fund is 1.45%
The Bank of India Conservative Hybrid Fund was launched on January 01, 2013. The fund has delivered a CAGR of undefined since inception.
A Systematic Investment Plan (SIP) in mutual funds allows you to invest small amounts periodically instead of a one-time investment. The frequency of investment can be monthly, quarterly, half-yearly or annually, as per your convenience. The minimum SIP for Bank of India Conservative Hybrid Fund is ₹undefined.
  1. Make sure you are logged in to Angel One.
  2. Select the type of investment: SIP or one-time.
  3. In case of an SIP, select the amount and date and click ‘Start SIP’. In case of a one-time investment, enter just the amount.
  4. Proceed by clicking the pay button and choosing your mode of payment.
  5. Your portfolio will be updated with this investment in 3-5 working days.
  1. Click on the ‘Invest’ button.
  2. Enter your desired SIP amount and the SIP date.
  3. You can uncheck the ‘Make first payment now’ box if you don’t want to make the payment right away.
  4. Choose your payment method between UPI and Net Banking.
  5. Make your payment.
  6. Your SIP is created.
  1. Once you create an SIP, click on ‘Set up autopay’
  2. Select your desired verification method - debit card, net banking or Aadhar method credentials - and click on submit.
  3. Once you verify the OTP, your mandate request will be created.
  1. Go to the ‘Investments’ section and click on the mutual fund scheme you want to withdraw.
  2. Enter the amount you want to withdraw and tap the ‘Withdraw’ button.
  3. Verify the details on the ‘Confirm withdraw’ screen.
  4. Select the bank account in which you want to receive the funds.
  5. You will receive your funds within three working days of placing the order.
  6. You can track your order in the ‘Orders’ section.

ENTER AMOUNT

₹
₹4,068 in 3Y at 7.8068% returns
SIP Date1st of every month

Your next SIP Payment will be on 13 January 2026

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