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Property

Mortgage

A mortgage is a financial arrangement where a borrower pledges their freehold or leasehold property as collateral for a loan. This allows the lender, also known as the mortgagee, to have rights to recover the property in case the borrower, or mortgagor, fails to repay the loan. Essentially, a mortgage serves as a land charge and can take on either a legal or equitable form.

Vertical slice participation

In the world of finance, there exists a method of collaboration known as multi-participation. This involves individuals coming together to collectively invest in a project o...

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Capitalisation

Understanding the concept of present value involves converting a series of future net receipts into their equivalent capital worth at a given date. This involves taking into...

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Assignment

A key term in the world of finance is assignment, which refers to the transfer of a property interest from one party to another. This can encompass various types of assets, ...

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Joint sole agent

In the world of finance, there exists a term known as "joint agent." This refers to a situation where two or more agents are collectively appointed to represent a principal....

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