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Property

Equity linked mortgage

A mortgage is a financial agreement in which the borrower pledges their property as collateral in exchange for a loan from the lender. In such a mortgage, the interest on the principal can be calculated annually based on the value of the property. This means that the interest rate may fluctuate depending on the annual return or value of the property. This type of mortgage is commonly referred to as a variable rate mortgage.

Outgoings

As a professor of finance, let me share with you the concept of annual charges for property owners. These expenses, which are typically calculated on a yearly basis, include...

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Registration and mutation

When dealing with high value property transactions, it is crucial to register the sale deed at the regional sub registrar's office of the local municipal authority. This is ...

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Fail rent

A rent officer, with the possibility of an appeal to a rent assessment committee, is responsible for determining the rent in a regulated tenancy that has been properly regis...

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Catchment area

When discussing finance, it is important to understand the concept of a watershed. A watershed refers to the land area that drains water into a specific body of water, such ...

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