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Straight life
A permanent life insurance policy that requires premiums to be paid for the entire duration of the insured's life is known as a whole life policy. This type of policy offers a guaranteed death benefit and also accumulates cash value over time. It provides financial security for the insured and their loved ones, making it a popular option for long-term financial planning. Additionally, whole life policies offer tax-deferred growth on the cash value, making it a valuable asset for retirement planning.
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