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Insurance

Retrospective rating

Risk premium adjustment, a technique allowing for the adjustment of the ultimate premium for a risk, with a predetermined upper and lower limit based on the real loss experience. This option is commonly utilized by major commercial insurance purchasers.

Direct response

Insurance distribution refers to the process of providing insurance to customers without the involvement of intermediaries. This can be done through direct mail, telephone, ...

Decreasing term

Let's delve into the world of insurance and focus on an interesting term - "decreasing term life insurance". This type of insurance offers a coverage that gradually decreas...

Combustion is a chemical reaction that occurs when a substance rapidly combines with oxygen, resulting in the production of heat and light. This process is often accompanied ...

In the realm of finance, there exists a special coverage that pertains to cargo transported on overseas ships. This coverage protects against the risk of confiscation by a g...

Admitted company

A licensed and authorized insurance company operates within a specific state or country. This entity is responsible for providing insurance coverage to individuals and busin...

Annuity Consideration

An annuity is a financial product that provides a stream of fixed payments to the annuitant, typically in retirement. The premium is the amount of money that the annuitant p...

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Public Offerings

All terms related to a company selling its shares or bonds to the public for the first time (IPOs) o

Corporate Actions

Terms related to decisions and events initiated by a company that can impact its stock, such as divi

Market Entities

All terms related to various types of organizations or individuals, like investors, banks, insurers,

Bank Deposits

All terms and concepts related to the placement of money in a bank account, including savings accoun

Gold

All terms and concepts related to the precious metal gold, including its price, trading, investment,

Derivatives

All terms & concepts related to financial contracts whose value is based on an underlying asset,

Technicals

All terms and concepts related to technical analysis in finance, which involves using historical pri

Retirement Planning

All terms and concepts related to the process of saving and investing to ensure financial security a

Trading Terms

Trading Terms encompass terminology and phrases commonly used in financial markets, including terms

Currency

All terms related to the system of money in general use in a particular country, representing a medi

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