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Insurance

Directors and officers liability insurance (D&O)

Directors and officers of a company can be held liable for their negligent actions or failures to act, as well as for any false or misleading statements made that lead to legal action against the company. This type of insurance coverage is essential in protecting companies and their leaders from the financial repercussions of such lawsuits, which are commonly brought by shareholders. It is important for those in the finance industry to understand the significance of this type of insurance and its role in mitigating potential risks for businesses.

Commercial general liability (CGL)

Commercial General Liability (CGL) is a comprehensive policy that provides coverage for all potential liabilities faced by a business, unless specifically excluded. This pol...

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Entire contract clause

Life insurance is a crucial aspect of financial planning that involves a contract between the insurance company and the policyholder. This contract, which is legally binding...

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Severity reduction

Risk management is a crucial aspect of finance that aims to minimize the impact of potential losses. This involves implementing strategies to mitigate the severity and scope ...

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Critical Illness Rider

Life insurance policies offer a critical illness rider as a safeguard against unexpected financial burdens caused by a terminal illness. This rider provides the insured with...

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