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Insurance

No-pay, no-play

One of the fundamental concepts in the world of finance is the notion that those who do not invest in insurance should not be entitled to its benefits. This concept is particularly evident in the realm of driving, where uninsured individuals are prohibited from receiving compensation from insured drivers in the event of an accident. This serves as a reminder of the importance of being adequately covered and the consequences that may arise from neglecting to do so.

Consequential losses

In the world of finance, there are various terms that may seem complex at first but are crucial to understand. One such term is "losses other than property damage." This ref...

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Directors and officers liability insurance (D&O)

Directors and officers of a company can be held liable for their negligent actions or failures to act, as well as for any false or misleading statements made that lead to leg...

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Reinsurance

Reinsurance is a risk management strategy where a primary insurer transfers risk to a reinsurer. This allows the primary insurer, also known as the ceding company, to protec...

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Profits insurance

Business interruption insurance, also known as loss of profits insurance, provides coverage for the loss of potential profits when goods have been manufactured but are destr...

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