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Mortgagee

A mortgagee is an individual or entity who holds a mortgage on a property. This means that they have provided a loan to the borrower, also known as the mortgagor, in exchange for a security interest in the property. In the event of default, the mortgagee has the right to foreclose on the property and sell it to recoup their loan. Essentially, the mortgagee holds the power in this financial arrangement.
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