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Insurance

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When obtaining a loan, it is important to consider using your life insurance policy benefits as collateral. This means that the value of your policy can be used as security for the loan. It is a common practice in the financial world and can provide you with a lower interest rate and easier loan approval. However, it is crucial to understand the terms and conditions of using your life insurance policy as collateral. Let's delve deeper into this concept.

Authority

The IRDA, created under the Insurance Regulatory and Development Authority Act of 1999, serves as the governing body for the insurance industry. Its main responsibility is t...

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Political risk insurance

. Businesses operating in foreign countries face the risk of political upheaval, including war, revolution, or confiscation of property. This risk can have a significant imp...

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Extra expense insurance

In financial terms, consequential property insurance refers to a type of coverage that protects businesses from the financial consequences of an interruption. This means tha...

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Probate

Probate is a legal procedure that occurs upon the passing of an individual, in which their assets are distributed and the instructions outlined in their will are executed. ...

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