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Credit Cards

Personal Identification Number (PIN)

A Personal Identification Number, commonly known as a PIN, is a unique combination of numbers assigned to each card. This 16-digit code reveals information about the card issuer and the country of origin in the first 8 digits, while the remaining 8 digits contain details about the cardholder, such as their category (businessman, individual, or NRI). The PIN acts as a key to access certain services, such as withdrawing cash from ATMs. It is essential to keep this number secure and most credit card issuers advise their clients to either store it in a safe place or memorize it instead of writing it down.

Supplementary Card

An add-on card is a supplementary benefit extended to the spouse, parents, or children of the primary credit card holder. It is a convenient option for family members to acc...

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Co-Branded Cards

Co-branded cards, a partnership between a lending institution and a non-financial group, are commonly seen in the form of airline, hotel, and retail cards. One of the main p...

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Credit Card

A revolving line of credit, determined by the holder's income, can be accessed through a credit card. The credit period, ranging from 20-50 days, is calculated from the bill...

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Issuing Bank

These cards can either be credit, debit or prepaid cards. In the realm of finance, the term "issuer" is used to describe the banks responsible for issuing cards. These card...

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