Ujjivan Small Finance Bank Share Price Gains Over 2% on Q4 FY26 Earnings Results: Net Profit up 238.1% YoY

Ujjivan Small Finance Bank has reported its financial results for the quarter ending March 31, 2026.  

The bank has shown significant growth in its net profit and total income compared to the previous year and the previous quarter. 

Ujjivan Small Finance Bank Q4 FY26 Earnings Results 

In the March 2026 quarter, Ujjivan Small Finance Bank's total income increased by 18.6% year-on-year (YoY) to ₹2,185.06 crore, compared to ₹1,843.05 crore in the same quarter of the previous year.  

On a quarter-on-quarter (QoQ) basis, the total income rose by 6.7% from ₹2,047.40 crore in the December 2025 quarter. 

The bank's net profit (PAT) saw a remarkable increase of 238.1% YoY, reaching ₹281.97 crore in the March 2026 quarter, up from ₹83.39 crore a year ago.  

This also represents a 51.8% QoQ rise from ₹185.72 crore in the December 2025 quarter. 

Annual Performance for FY26 

For the financial year ending March 31, 2026, Ujjivan Small Finance Bank's total income grew by 11.6% YoY to ₹8,038.97 crore, compared to ₹7,200.59 crore in the previous year.  

However, the net profit for FY26 decreased by 4.6% YoY to ₹692.63 crore, down from ₹726.10 crore in FY25. 

Read More: Karur Vysya Bank Share Price in Focus After Q4 FY26 Earnings Results: Net Profit up 41.2%! 

Strategic Decisions for Continued Growth 

To maintain its growth trajectory, the bank's board has approved an equity capital raise of up to ₹2,000 crore.  

This decision aims to support the bank's growth plans and improve profitability. The bank also plans to enhance its asset quality with a credit cost between 1.4% to 1.5% of the average gross loan book (GLB). 

Ujjivan Small Finance Bank Share Price Performance 

As of May 08, 2026, at 2:51 PM, Ujjivan Small Finance Bank share price on NSE was trading at ₹63.99 up by 2.11% from the previous closing price. 

Conclusion 

Ujjivan Small Finance Bank's Q4 FY26 results highlight a strong performance with substantial increases in net profit and total income. Despite a slight decrease in annual net profit, the bank's strategic initiatives indicate a focus on sustaining growth and improving asset quality. 

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