Paisalo Digital Share Price Jumps Over 2%; Proposed ₹1,000 Crore Co-Lending Partnership with LoanKhata

Paisalo Digital is looking to add another channel for lending to micro-enterprises and MSMEs through a proposed partnership with LoanKhata, as per the exchange filings. The two companies have signed an MoU for a co-lending facility of up to ₹1,000 crore. 

Under the proposed arrangement, Paisalo would fund 80% of each eligible loan, while LoanKhata would contribute the remaining 20%.  

Two Distribution Networks Come Together 

A major part of the proposal is the reach available to both companies. Paisalo had 5,995 touchpoints as of Q1FY27, up from 1,052 in FY23. Its network includes 424 branches, 3,997 distribution points and 1,574 business correspondents across 23 states. 

LoanKhata brings more than 1,00,000 retailers with CSP registration and access to over 90 million customers. The companies said this combined network is expected to help with sourcing and onboarding borrowers, particularly in semi-urban and rural markets.  

₹1,000 Crore Facility Fits into 3-Year Plan 

Paisalo is working towards a three-year roadmap under which it aims to double AUM, total income and PAT. The proposed co-lending facility forms part of that plan, according to the company.  

Santanu Agarwal, Deputy Managing Director of Paisalo Digital, said that the company wants to expand through wider distribution while maintaining its lending discipline. He described the proposed partnership as an important part of that growth plan.  

Focus Remains on MSME Borrowers 

The proposed facility will be used for lending to micro-enterprises and MSMEs. Paisalo said the partnership would help expand borrower acquisition while continuing its existing approach to underwriting, portfolio monitoring and collections.  

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Paisalo Digital Share Price Performance  

As of 19 August 2026, at 3:19 PM, Paisalo Digital share price is trading at ₹69.18 per share, reflecting a surge of 2.38% from the previous trading session. 

Conclusion 

Paisalo Digital and LoanKhata have proposed a ₹1,000 crore co-lending facility, with Paisalo funding 80% of eligible loans. The partnership combines their distribution networks to expand lending to micro-enterprises and MSMEs.  

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