Capital Small Finance Bank Share Price in Focus; Q1FY27 Advances Rise 22%, Deposits Up 16.3%

Capital Small Finance Bank reported total deposits of ₹10,596 crore as of June 30, 2026, based on its provisional business update for the first quarter of FY27, as per an exchange filing dated July 2, 2026.  

Deposits were 16.3% higher than ₹9,110 crore reported a year earlier and rose 5.8% from ₹10,018 crore at the end of March 2026. The bank's CASA ratio improved to 36.7%, compared with 34.7% in the previous quarter and 35.9% in the same period last year.  

Advances Reach ₹9,074 Crore 

Gross advances stood at ₹9,074 crore at the end of June 2026, compared with ₹7,437 crore in the corresponding quarter of the previous financial year. This represents a 22% year-on-year increase, while advances grew 4.5% over ₹8,687 crore reported at the end of March 2026.  

During the quarter, the bank disbursed loans worth ₹1,009 crore, against ₹865 crore in Q1FY26. The bank said around 98% of its advances were secured.  

Asset Quality Remains Stable 

The bank reported a Gross NPA ratio of 2.47% as of June 30, 2026. This was lower than 2.54% recorded at the end of the previous quarter and 2.75% in the year-ago period.  

According to the business update, the loan portfolio remains diversified and is primarily backed by secured lending.  

Other Business Metrics 

The average credit-deposit ratio for the quarter stood at 83.1%, compared with 82.3% in the March quarter and 80.9% in Q1FY26. The bank also stated that it maintained a comfortable liquidity position during the quarter.  

It clarified that the figures disclosed are provisional and will be subject to a limited review by the statutory auditors and subsequent approval by the Audit Committee and the Board of Directors.  

Read More: ADF Foods Share Price Surges Nearly 13%, Hits 52-Week High on July 2, 2026; Here's Why! 

Capital Small Finance Bank Share Price Performance  

As of July 2, 2026, 12:47 pm, Capital Small Finance Bank Ltd share price was trading at ₹280.35, up 1.80% from the previous closing price. 

Conclusion 

For the quarter ended June 30, 2026, Capital Small Finance Bank recorded growth in lending and deposits alongside lower gross NPAs. The figures released are provisional and remain subject to statutory review and board approval. 

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