IDFC First Bank vs Yes Bank vs Axis Bank: Comparing Q1 FY26 Earnings Results

In Q1FY26, three of India’s major private sector banks, IDFC First Bank, Yes Bank, and Axis Bank, posted contrasting results.

• Yes Bank reported a robust 59% YoY rise in net profit to ₹801 crore, supported by lower costs and better asset quality.
• Axis Bank posted a 4% drop in net profit to ₹5,806 crore due to a sharp rise in provisions.
• IDFC First Bank saw a 32% YoY fall in net profit to ₹463 crore, hurt by margin compression and weakness in its microfinance segment.

IDFC First Bank vs Yes Bank vs Axis Bank: Comparing Q1FY26 Key Metrics

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About IDFC First Bank

Formed after the merger of IDFC Bank and Capital First in 2018, IDFC First has shifted from infrastructure lending to retail banking. In 2024, it absorbed parent IDFC Ltd through a reverse merger.

About Yes Bank

Founded in 2003, Yes Bank has undergone major restructuring in recent years. It caters to retail and corporate clients and maintains a nationwide presence.

About Axis Bank

India’s third-largest private sector bank by assets, Axis offers a full suite of banking and financial services. It has seen steady growth in SME and mid-corporate lending.

Share Price Overview (as on July 28, 2025)

As of July 28, 2025, IDFC First Bank share price (NSE: IDFCFIRSTB) was trading at ₹70.70 with a market capitalisation of ₹51,780 crore and a P/E ratio of 34.80. The stock’s 52-week range is ₹52.46–₹78.45.

Yes Bank share price (NSE: YESBANK) closed at ₹19.34, down 1.33% for the day, with a 52-week range of ₹16.02–₹27.20 and a market cap of ₹60,600 crore. Its P/E stood at 21.98.

Axis Bank share price (NSE: AXISBANK) was priced at ₹1,074.00, showing a decline of 1.11%. The stock’s 52-week high is ₹1,281.65 and low is ₹933.50. It has a market cap of ₹3.33 lakh crore and a P/E ratio of 12.

Conclusion

Q1 FY26 shows contrasting trends among India’s private banks. Yes Bank emerged strong with double-digit profit growth and stable asset quality. Axis Bank saw a dip in profit due to rising provisions despite healthy operations. IDFC First Bank, though strong in retail lending, suffered a setback due to margin pressure and stress in microfinance. The second half of FY26 will be key to watch for margin recovery and asset quality improvement across the board.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

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