Top 5 Equity Savings Hybrid SWP for Moderate Risk: December 2024

Equity Savings Funds are hybrid mutual funds that aim to strike a balance between returns and risk. These funds allocate investments almost equally across three segments:

1. Equity for capital appreciation,
2. Fixed deposit-like instruments for stability, and
3. Hedging instruments for reducing risks.

Let’s explore the top 5 equity savings hybrid SWP options for moderate-risk investors in December 2024 based on their 5-year CAGR performance.

Top 5 Equity Savings Hybrid Funds for SWP: December 2024 

1. HSBC Equity Savings Fund

• Launch Year: 2013
• Minimum Investment: ₹5,000
• Minimum Additional Investment: ₹1,000
• Minimum SIP Investment: ₹500
• Exit Load:
  • 1% for redemption within 1 month for units exceeding 0.50% of the investment.

2. Sundaram Equity Savings Fund

• Launch Year: 2002
• Minimum Investment: ₹100
• Minimum Additional Investment: ₹100
• Minimum SIP Investment: ₹100
• Exit Load: No exit load.

3. Kotak Equity Savings Fund

• Launch Year: 2014
• Minimum Investment: ₹100
• Minimum Additional Investment: ₹100
• Minimum SIP Investment: ₹100
• Exit Load:
  • 1% for redemption within 90 days for units exceeding 8% of the investment.

4. Mirae Asset Equity Savings Fund

• Launch Year: 2018
• Minimum Investment: ₹5,000
• Minimum Additional Investment: ₹1,000
• Minimum SIP Investment: ₹99
• Exit Load:
  • 1% for redemption within 1 year for units exceeding 15% of the investment.

5. Mahindra Manulife Equity Savings Fund

• Launch Year: 2017
• Minimum Investment: ₹1,000
• Minimum Additional Investment: ₹1,000
• Minimum SIP Investment: ₹500
• Exit Load:
  • 1% for redemption within 15 days for units exceeding 10% of the investment.

Curious about your SBI SIP returns? Get accurate estimates of your investment growth using our SBI SIP Calculator and stay ahead of your financial goals.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. It is based on several secondary sources on the internet and is subject to changes. Please consult an expert before making related decisions.