Best Mutual Funds for ₹100 SIP: Start Your Mutual Fund Investing Journey with Just ₹100

Investing in the stock market can seem daunting, especially for beginners. However, mutual funds offer a simplified way to start your investment journey. What’s more exciting is that you can begin with as little as ₹100 per month through Systematic Investment Plans (SIPs). This removes any significant entry barriers and makes investing accessible for everyone.
In this article, we explore some of the best mutual funds that allow investors to start with a minimum SIP of ₹100.
Best Mutual Funds with ₹100 SIP Options
Below are mutual funds that allow you to start your journey with just ₹100 SIP, along with key details to guide your decision-making:
| Mutual Fund Scheme Name | NAV in ₹ | AUM ₹ in Cr | Category | Min Monthly SIP in ₹ | Minimum Lumpsum in ₹ | Exp Ratio in % | 5-year Return in % |
| HDFC Balanced Advantage Fund | 538.28 | 94865.6 | Hybrid | 100 | 100 | 0.74 | 20.83 |
| HDFC Mid-Cap Opportunities Fund | 204.24 | 75037.4 | Equity | 100 | 100 | 0.74 | 29.4 |
| HDFC Flexi Cap Fund | 2030.78 | 64928.6 | Equity | 100 | 100 | 0.77 | 23.65 |
| ICICI Prudential Bluechip Fund | 114.86 | 63699.8 | Equity | 100 | 100 | 0.87 | 19.94 |
| Nippon India Small Cap Fund | 195.11 | 61027 | Equity | 100 | 5000 | 0.68 | 36.76 |
| ICICI Prudential Balanced Advantage Fund | 76.95 | 60544.9 | Hybrid | 100 | 500 | 0.87 | 13.61 |
| ICICI Prudential Multi Asset Fund | 762.79 | 50648.5 | Hybrid | 100 | 5000 | 0.7 | 21.44 |
| Kotak Emerging Equity Fund | 151.22 | 50627.3 | Equity | 100 | 100 | 0.38 | 28.55 |
| Kotak Flexicap Fund | 89.97 | 50582 | Equity | 100 | 100 | 0.6 | 17.85 |
| ICICI Prudential Value Discovery Fund | 485.39 | 49104.4 | Equity | 100 | 1000 | 1 | 26.37 |
Data as of November 29, 2024.
Why Start with a ₹100 SIP?
A ₹100 SIP offers a low-risk entry into the investment world, making it ideal for beginners or those testing the waters. It allows investors to:
- Develop a disciplined approach to investing.
- Avoid lump sum commitments, which can feel overwhelming.
- Benefit from the power of compounding over the long term.
Curious about your systematic withdrawals? Our SWP Calculator helps you calculate monthly payouts from your investments. Start planning your financial flow today!
Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. It is based on several secondary sources on the internet and is subject to changes. Please consult an expert before making related decisions.
Published on: Dec 2, 2024, 12:29 PM IST
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