Paytm and Groq Partner to Deliver Real-Time AI for Enhanced Payments and Platform Intelligence

One 97 Communications, the parent company of Paytm, has entered into a partnership with US-based artificial intelligence company Groq. The agreement focuses on using Groq’s real-time AI technology across Paytm’s payments and financial services platforms to improve data processing..

Use of Groq’s LPU Technology

Under this collaboration, Paytm will integrate Groq’s Language Processing Unit (LPU) through GroqCloud. This system allows faster and more cost-effective AI operations compared to traditional GPU-based systems. It will be used in areas such as transaction processing, fraud detection, customer verification, and risk management.

AI Deployment Across Paytm’s Systems

Paytm has already been using AI for functions like risk modelling, fraud prevention, and customer onboarding. The company stated that adding Groq’s technology will help improve the speed and reliability of its data systems and its AI infrastructure for future use.

Official Statements

According to Paytm’s Chief Business Officer, Narendra Singh Yadav, the company is working towards improving its technology base for faster and more dependable services. Groq’s APAC General Manager, Scott Albin, said the company’s systems are designed to provide efficient computing capabilities for large-scale AI adoption.

Paytm Q2FY26 Earnings Results

For the quarter ending September 2025, Paytm reported a consolidated net profit of ₹21 crore, compared with ₹928 crore in the same quarter last year. The previous year’s figures included a one-time gain from the sale of its entertainment ticketing business to Zomato. Sequentially, profit declined 83% from ₹123 crore in Q1FY26. 

Revenue for Q2FY26 rose 24.4% year-on-year to ₹2,061 crore, driven by its payments and financial services operations. The company’s EBITDA stood at ₹142 crore with a 7% margin.

Read More: Paytm Simplifies Group Structure, Acquires Stakes in Multiple Subsidiaries!

Paytm Share Price Performance 

As of November 6, 2025, 09:55 AM, Paytm share price was trading at ₹1,315.90, a 3.78% increase from the previous close.

Conclusion

Paytm’s partnership with Groq focuses on technical integration to support faster AI-driven processing within its financial and payments network.

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