L&T Finance Launches Festive Season Two-Wheeler Loan Schemes; Share Price in Focus

L&T Finance announced the launch of three new two-wheeler loan schemes ahead of the festive season, as per the exchange filings. The non-banking finance company mentioned that the offers are to make vehicle ownership easier for customers during the high-demand period.

No Cost EMI option

The first offering is the No Cost EMI scheme. Customers can avail of two-wheeler loans without paying interest on the borrowed amount. A basic documentation charge will apply, but no other additional costs are included under this plan.

Prompt Payment Rebate

The 2nd scheme, Prompt Payment Rebate, is available for customers who choose a repayment period of at least 36 months. Borrowers who pay the first 35 EMIs on time through central clearance will not have to pay the final instalment.

EMI Lite Festive plan

The 3rd option, called the EMI Lite Festive scheme, allows customers to pay only the interest portion of their EMI during the first 2 months of the loan. The principal amount repayment starts from the following year, creating a “buy in 2025, pay in 2026” structure.

Management Comments

As per the exchange filings, Mr Sudipta Roy, Managing Director and CEO at LTF, said, “With an advanced version of ‘Project Cyclops’ now live in our Two-wheeler Finance business and the revised GST slabs for bikes and scooters effective this month, we believe this is an opportune time to launch attractive schemes for our customers. Our Two-wheeler Finance business is one of the top three fulcrum products."

Mr Jinesh Shah, Chief Executive – Urban Secured Assets & Third-Party Products at LTF, said, "With over 75 lakh customers served in urban India, we have a profound understanding of the market's needs. This allowed us to craft a spectacular array of enticing two-wheeler loan offerings that truly benefit our potential customers."

Read More: L&T Finance Joins Hands With Google Pay to Expand Digital Loans!

L&T Finance Share Price Performance

As of September 19, 2025, 10:21 AM, L&T Finance share price is trading at ₹246.92, a 0.18% decrease from the previous close.

Conclusion

With 3 different repayment options now available, L&T Finance is offering customers flexibility in financing their two-wheeler purchases. The schemes are valid for the current festive buying cycle.

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